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PayPal: PayPal Credit reviews

4.73
Based on 181,132 reviews, last reviewed 23rd Aug 2026
4% increase in 5 star reviews
in the past 90 days
18% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026
Candy's avatar
Candy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181133)

Paypal credit

5
It's easy to use at you get 4 months interest free to pay which is perfect for me personally Reviewed on: 4th July 2026

Good financial provider who provides options for pay...

5
Good financial provider who provides options for paying monthly Reviewed on: 4th July 2026

Easy to use.

5
Easy to use.. accepted by many retailers across the world Reviewed on: 4th July 2026

Love PayPal It really help me with my living...

5
Love PayPal It really help me with my living costs Reviewed on: 4th July 2026

Excellent service , very helpful

5
Excellent service , very helpful Reviewed on: 4th July 2026

Easy and quick approval of credit card , enjoyed the...

5
Easy and quick approval of credit card , enjoyed the experience, easy app as well. Reviewed on: 4th July 2026

Help when you needed the most.

5
PayPal credit is good when you want something and you want a quick payment without hassle. It’s easy and stress free with repayments that suits you and it allows you to …breathe. As everything now is possible with PayPal credit, it makes your life so much easier and stress free. You can set up your payments and choose how you want to pay it back.. of course as long as you make the minimum payment they will help you in any situation. It’s so easy and hassle free, that sometimes it’s good to even make small purchases and then pay it off with time. Sometimes you don’t have that extra money at hand, so that’s when PayPal comes. It’s well worth it for your own good. Reviewed on: 4th July 2026

I have great faith in paypal I know my payments are...

5
I have great faith in paypal I know my payments are safe and secure I have had a great experience and would recommend paypal to everyone. I have not had to make any serious complaints and any minor ones I did have were dealt with precision and promptly. Reviewed on: 4th July 2026

Highly recommended

5
Have not experienced any problems at all! Very easy to use! Reviewed on: 4th July 2026

Friendly and trustworthy, so easy to used and accept...

5
Friendly and trustworthy, so easy to used and accepted to all businesses. Reviewed on: 4th July 2026

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