Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,132 reviews, last reviewed 23rd Aug 2026
4% increase in 5 star reviews
in the past 90 days
18% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026
Candy's avatar
Candy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181133)

Easy set up and use.

5
Easy set up and use. Just there when you need it Reviewed on: 4th July 2026

Fabulous

5
Excellent service always very nice to deal with user friendly Reviewed on: 4th July 2026

Using PayPal many years and happy with this service.

5
Using PayPal many years and happy with this service. Easy and safe to make payments and purchases. Good rates. Reviewed on: 4th July 2026

I use paypal everywhere where it is an option.

5
I use paypal everywhere where it is an option. I feel more secure using paypal than my card. Reviewed on: 4th July 2026

I've being using PayPal for a great number of years...

5
I've being using PayPal for a great number of years and have been using PayPal credit for a while now and find it to be an excellent service, very easy to use with great customer service, would recommend PayPal credit over any other Reviewed on: 4th July 2026

PayPal is reliable and secure.

5
PayPal is reliable and secure. It offers variable payment options to support your choice as to how you prefer to pay for items and services. Reviewed on: 4th July 2026

Its helpful and easy managed and can pay set amount...

5
Its helpful and easy managed and can pay set amount or more helps when times is hard Reviewed on: 4th July 2026

Helpful quick online application.

4
Helpful quick online application. Great to have access to the card on apple pay Reviewed on: 4th July 2026

I love checking out with PayPal it’s so easy plus yo...

5
I love checking out with PayPal it’s so easy plus you get the extra security. I honestly wish I could use it for everything. Reviewed on: 4th July 2026

Paypal credit is quick and convenient, however remem...

5
Paypal credit is quick and convenient, however remember to pay it back within the specified period Reviewed on: 4th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101290 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products