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PayPal: PayPal Credit reviews

4.90
Based on 104,324 reviews, last reviewed 11th May 2026
2468150% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Were helpful in helping me manage my account Were helpful in helping me manage my account Reviewed on: 11th May 2026
Debbie E's avatar
Debbie E

Latest lowest rating:

2

I’ve been a customer with PayPal maybe 20 years or m... I’ve been a customer with PayPal maybe 20 years or more never had any issues until recently I lost my debit card cancelled with my bank but must of af... Read more Reviewed on: 11th May 2026
Leah B's avatar
Leah B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104324)

I've ordered many things through PayPal & very happy

5
I've ordered many things through PayPal & very happy Reviewed on: 16th April 2026

I use PayPal credit whenever I need it for my online...

5
I use PayPal credit whenever I need it for my online shopping. Very helpful. Reviewed on: 16th April 2026

I prefer to pay whit PayPal ,it’s the best option.

5
I prefer to pay whit PayPal ,it’s the best option.Thank you Reviewed on: 16th April 2026

Always there when I need them most.

5
Always there when I need them most. Reviewed on: 16th April 2026

Great service flexible easy site to navigate

5
Great service flexible easy site to navigate Reviewed on: 16th April 2026

PayPal credit is really good it helps when finding i...

5
PayPal credit is really good it helps when finding it hard with the cost of living. Allowing me to budget better and not get loans with very high interest Reviewed on: 16th April 2026

Honesty and truthfulness

5
I love PayPal the most safest option for online shopping Reviewed on: 16th April 2026

Flexibility

5
Great flexibility, lots of options to spread payments and maintain control Reviewed on: 16th April 2026

I find PayPal to be honest and I've not had 1 Proble...

5
I find PayPal to be honest and I've not had 1 Problem with them, fantastic service in my eyes, I've used PayPal on absolutely lots of times/things and I haven't had any problems whatsoever, if a garment or whatever I have bought hasn't been right for any reason then I've let PayPal know and they've sorted it out one way or another, I can't fault them. With thanks. Reviewed on: 16th April 2026

Excellent way to help buy stuff specially for people...

5
Excellent way to help buy stuff specially for people with low income Reviewed on: 16th April 2026

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