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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

Easy, simple, and effective to manage

Easy, simple, and effective to manage. The app and online account make it straightforward to keep track of transactions, make payments, and monitor my balance. Overall, a convenient and user-friendly credit card experience. Reviewed on: 4th July 2026

Paypal is fantastic.

Paypal is fantastic. It makes my life so much easier. I was made redundant recently and due to my disabilities I am struggling to find work that I am able to do and having pay in 3 for example has helped me provide my children with what they need I.e school uniform I would struggle to afford in full. Reviewed on: 4th July 2026

Excellent Product.

Excellent Product. Very flexible. Reviewed on: 4th July 2026

Always so easy to deal with.

Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Great way to spread out payments

Great way to spread out payments Reviewed on: 4th July 2026

Very fast in payout, and good customer representatives.

Very fast in payout, and good customer representatives. Reviewed on: 4th July 2026

The NEW FLEXIBLE WAY TO PAY!

I am new to PayPal credit, but I have found it extremely easy to navigate the app and keep check on my spending. Having four months INTEREST FREE on larger purchases is a super way to spread the cost when things are a bit “tight”. The Super Friendly customer service was a pleasure to deal with when I wanted to check something out too. I would highly recommend PayPal Credit to Everyone! Reviewed on: 4th July 2026

Speed efficiency and accessibility

Speed efficiency and accessibility Reviewed on: 4th July 2026

Such a useful facility with different levels and typ...

Such a useful facility with different levels and types of credit available within the same framework. Clearly laid out statements of what you owe in each category. And now with a physical ca! Excellent work guys! Reviewed on: 4th July 2026

My paypal

I have been using PayPal in various aspects for a number of years and the service has always been supportive and consistant Reviewed on: 4th July 2026

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