Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,240 reviews, last reviewed 11th May 2026
2464100% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal has been amazing to use and so straight forwa... PayPal has been amazing to use and so straight forward haven't had one problem with using this and never had a problem using this where it's needed. W... Read more Reviewed on: 11th May 2026
Sarah S's avatar
Sarah S

Latest lowest rating:

1

Paypal enable fraudulent activity Paypal support fraudulent activity using their platform and break the law by refusing to refund fraudulent transactions, failing to investigate fraudu... Read more Reviewed on: 11th May 2026
Joel's avatar
Joel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (104240)

Secure and will always choose PayPal when paying onl...

5
Secure and will always choose PayPal when paying online - provides options to pay in 3 which is great for those larger purchases Reviewed on: 16th April 2026
Joolz M's avatar
Joolz M

I find it easier amd safer to use PayPal for my onl...

5
I find it easier amd safer to use PayPal for my online transactions, and also helpful at resolving any disputes I have had with sellers. Reviewed on: 16th April 2026
Kirsty Saccani's avatar
Kirsty Saccani

Excellent shopping experience

5
Excellent shopping experience when paying with PayPal on line website's Reviewed on: 16th April 2026
Lylie b's avatar
Lylie b

Always a pleasure to pay with PayPal

5
Always a pleasure to pay with PayPal Reviewed on: 16th April 2026
Nathan E's avatar
Nathan E

PayPal is a brand I trust.

5
PayPal is a brand I trust. I've never really had any issues with them and I feel if I ever do, they'd help me resolve it Reviewed on: 16th April 2026
Tamires Souza-Cichorz (Tamity)'s avatar
Tamires Souza-Cichorz (Tamity)

Never had an issue, easy to use.

5
Never had an issue, easy to use. Reviewed on: 16th April 2026
Carolyn m's avatar
Carolyn m

Unbelievable service.

5
Unbelievable service.everything you would expect in one place and so easy to use .everything is just a tap away on the app Reviewed on: 16th April 2026
Paul 's avatar
Paul

Need to update app it is not user friendly.

4
Need to update app it is not user friendly. Reviewed on: 16th April 2026
Mohit G's avatar
Mohit G

Great service very quick and efficient with buyer is...

5
Great service very quick and efficient with buyer issues and PayPal credit which I cannot fault 100% safe service , use PayPal all the time for peace of mind just sooo secure Reviewed on: 16th April 2026
Karl M's avatar
Karl M

Love it easy to use and easy paying system

5
Love it easy to use and easy paying system Reviewed on: 16th April 2026
Jones's avatar
Jones

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill