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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

Great provider!

Great provider! Very easy to use and transparent Reviewed on: 4th July 2026

Always easy.

Always easy. Feel like I have a bit of security when buying on line Reviewed on: 4th July 2026

always smooth transactions, and quick refunds

always smooth transactions, and quick refunds Reviewed on: 4th July 2026

The best bank account credit and debit and easy to u...

The best bank account credit and debit and easy to use . Absolutely recommend!!! Reviewed on: 4th July 2026

Their gold forgiving in APR give a decent overdraft...

Their gold forgiving in APR give a decent overdraft only for online purchases. Reviewed on: 4th July 2026

Makes things easy for me in.

Makes things easy for me in.using it to make payment etc Reviewed on: 4th July 2026

I have used it for 8 years to help when I’m running...

I have used it for 8 years to help when I’m running Low and need a top up on food shop. Easy to use Reviewed on: 4th July 2026

Great for credit boost.

Great for credit boost. Good start and better in the end for you next financial habit to reengage yourself for capital market Reviewed on: 4th July 2026

Amazing service, so convenient and easy to use.

Amazing service, so convenient and easy to use. Brilliant customer service team as well. I would definitely recommend to others! Reviewed on: 4th July 2026

Great experience easy to use.

Great experience easy to use. Good options for pay in 3. Interest is to higher. But overall I am happy using the PayPal app Reviewed on: 4th July 2026

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