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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,156 reviews, last reviewed 11th May 2026
2460050% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience and straight forward Very good experience and straight forward Reviewed on: 11th May 2026
Mary J's avatar
Mary J

Latest lowest rating:

1

Paypal enable fraudulent activity Paypal support fraudulent activity using their platform and break the law by refusing to refund fraudulent transactions, failing to investigate fraudu... Read more Reviewed on: 11th May 2026
Joel's avatar
Joel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104156)

PayPal has been very generous to me thank you PayPal...

5
PayPal has been very generous to me thank you PayPal for helping me when I needed the most. Reviewed on: 16th April 2026
Charanjit 's avatar
Charanjit

Great interest free credit tool

5
Easy to set up and easy to manage account within the app Reviewed on: 16th April 2026
Erik B's avatar
Erik B

My Positive Experience Using PayPal and Its Features

5
My overall experience using PayPal has been very positive. The platform is easy to navigate and makes online payments, transfers, and purchases simple and convenient. Transactions are usually processed quickly, and I like that I can easily track payments and view my transaction history in one place. I also find PayPal to be a secure and trustworthy payment method, which gives me confidence when shopping online or sending money. The verification and security features make the process feel safe, especially when dealing with unfamiliar websites or sellers. Customer support and resolution processes are generally clear, and issues (if any) are handled in a structured way. I am genuinely inspired by the founder and the values they have built the company on. Their vision and leadership motivate me. I also really like the new feature that allows users to collect points using the PayPal debit card and convert them into cash. Reviewed on: 16th April 2026
Deniss S's avatar
Deniss S

Great and secured payments

5
Manybyears I am with PayPal and no issues, great opportunity and flexibility of payments Reviewed on: 16th April 2026
Irina L's avatar
Irina L

Here to help always

4
I struggle to reach you at times and when I do I struggle to understand some terms. But your persevere and patience are excellent and always try to help me understand. Reviewed on: 16th April 2026
Azra's avatar
Azra

Paypal forever....

5
Very good modern digital wallet and payment system offering great promotions and money management, send and receive between friends and family. 100% recommended. Reviewed on: 16th April 2026
Jozef P's avatar
Jozef P

Quick and manageble , easy access

5
Quick and manageble , easy access Reviewed on: 16th April 2026
Maud C's avatar
Maud C

PayPal: A Service You Can Count On

5
PayPal delivers excellent customer service and gives me real peace of mind every time I use it. Transactions are always smooth, secure, and reliable. It’s a service I trust completely, whether I’m shopping online or sending money, and it consistently provides a hassle‑free experience. Reviewed on: 16th April 2026
Muru's avatar
Muru

PAYPAL A REMARKABLY A LIFE-SAVING SERVICE

5
Since signing up for PayPal, I’ve had a fantastic experience. The app is incredibly easy to navigate and greets you with your balance, which helps me remember to pay my bills. I also signed up for PayPal Credit, which has been a lifesaver while shopping. It’s quick and simple to make a transaction and it makes life so much easier. As someone who usually struggles to get credit due to my disability, I’m delighted that PayPal accepted me. My purchasing power has increased and it’s much easier to manage my finances. Overall, it’s truly changed my life, giving me the independence I need with my money. One improvement I’d like is the ability to choose the amount of money to pay for each individual purchase in PayPal Credit. Currently, it’s all lumped together and gradually decreases based on your total payments. I also like that you can transfer money between other people, which has made life easier for my family. They can transfer as needed. I’ve not really tried some of the PayPal features yet but I’m keen to explore the crypto aspect. Upon inspection, it seems pretty straightforward so I’ll definitely be using it soon. My favourite feature is the pay in three service. It’s allowed me to buy gifts I might not be able to afford right away. Paying in three easy monthly instalments has made it possible to surprise family members with birthday gifts. Reviewed on: 16th April 2026
Linnerz's avatar
Linnerz

Great app.

5
Great app. Does everything I need it to do Reviewed on: 16th April 2026
Happy 's avatar
Happy

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