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PayPal: PayPal Credit reviews

4.73
Based on 181,132 reviews, last reviewed 23rd Aug 2026
4% increase in 5 star reviews
in the past 90 days
18% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026
Candy's avatar
Candy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181133)

PayPal credit

5
The PayPal 0% credit let me plan better my purchases and payments gives me flexibility i need. Reviewed on: 4th July 2026

Always available and easy to use and repay payment

5
Always available and easy to use and repay payment Reviewed on: 4th July 2026

The bestThe best

5
The best app ever and I recommend always for everything .. safe effective Reviewed on: 4th July 2026

Confidence in dealing with issues

5
Easy to query an order if there's a problem. Refund received instantly. Reviewed on: 4th July 2026

Have used PayPal for many years without any issues.

5
Have used PayPal for many years without any issues. Where it is an option for online payment I always pay through PayPal as I find it a very easy platform to manage my finances. Reviewed on: 4th July 2026

I can always rely on paypal credit, it gives me piec...

5
I can always rely on paypal credit, it gives me piece of mind without having to renounce to what i want. wether it's a flight, a bag or something else, Paypal credit always has my back Reviewed on: 4th July 2026

Always giving the best service when I m buying or s...

5
Always giving the best service when I m buying or selling Reviewed on: 4th July 2026

Good response times will definitely recommend to our...

5
Good response times will definitely recommend to our family Reviewed on: 4th July 2026

Taking a long time to connect your money from accoun...

4
Taking a long time to connect your money from account until sometimes does nothing to take it Reviewed on: 4th July 2026

Good Service.

5
I have always found my experience with PayPal and in particular PayPal credit very good. I have had no problems to date. I feel protected using PayPal. Reviewed on: 4th July 2026

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