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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

Second to none

I have been using PayPal for many years and have always had a positive experience with it. They are sensible in the amount of credit they allow you to have and the interest rate is much better than a lot of other lenders. I’d definitely recommend them. Reviewed on: 4th July 2026

In my opinion, PayPal is the best and secure way to...

In my opinion, PayPal is the best and secure way to make payments and send money to friends and family. I’m a costumer from long time and the confidence, security and reliability of using PayPal makes me feel with a peace of mind when doing any transactions. I really recommend Paypal to everyone! Reviewed on: 4th July 2026

Quick and good service,easy to use apps and confirma...

Quick and good service,easy to use apps and confirmation received within seconds Reviewed on: 4th July 2026

Can use PayPal anywhere online as that's how i do mo...

Can use PayPal anywhere online as that's how i do most of my shopping. The credit line is an excellent facility to purchase when I want and the expensive things without having to spend out straight away. Reviewed on: 4th July 2026

Easy and quick to apply and use.

Easy and quick to apply and use. Nice discount bonus too. Didn’t have to wait for office hours to apply so could get on with it at a time convenient for me. Reviewed on: 4th July 2026

Quick and easy transactions prompt decisions and ins...

Quick and easy transactions prompt decisions and instils confidence with payments Reviewed on: 4th July 2026

PayPal is my pal

So easy yo use. Trustworthy and cares about your spending Reviewed on: 4th July 2026

Always smooth and quick experience which is exactly...

Always smooth and quick experience which is exactly what I look for! Reviewed on: 4th July 2026

I use Paypal for almost every thing online.

I use Paypal for almost every thing online. It is hassle free. Reviewed on: 4th July 2026

Interesting things are more like a bank, I don’t use...

Interesting things are more like a bank, I don’t use Klarna any more Reviewed on: 4th July 2026

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