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PayPal: PayPal Credit reviews

4.90
Based on 104,032 reviews, last reviewed 11th May 2026
2454300% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Perfect for busy people like me. Perfect for busy people like me. Easy payment plans and international transfers Reviewed on: 11th May 2026
Monet Marinas's avatar
Monet Marinas

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (104032)

Paypal allows me to make safe transactions online an...

5
Paypal allows me to make safe transactions online and their credit system or pay in three allows lots of flexibility with a fair contract Reviewed on: 16th April 2026

Easy to use.

5
Easy to use and they leave you to your spending. I love that they don’t send reminders about payments, they just tell you when you have a payment due. Reviewed on: 16th April 2026

PAYPAL is excellent provides the services and produc...

5
PAYPAL is excellent provides the services and products you can rely on. There guidance and security is excellent and gives you a customer the confidence that your money or lending is secure. Reviewed on: 16th April 2026

Fantastic, helpful, effortless, less hassle and very...

5
Fantastic, helpful, effortless, less hassle and very simple to use and apply. Reviewed on: 16th April 2026

It has been great experience for me

5
It has been great experience for me Reviewed on: 16th April 2026

Great idea that helps customers

5
Love the pay in 3 option! Really helped me out. Reviewed on: 16th April 2026

Always had good customer service.

5
Always had good customer service. Easy to use credit platform. Reviewed on: 16th April 2026

It's very good amount of credit with low ARP and can...

5
It's very good amount of credit with low ARP and can have direct debit very easily with any bank. Reviewed on: 16th April 2026

My experience on PayPal is very nice and good.

5
My experience on PayPal is very nice and good. Was there really help me the time I was in? Need to sort all my son of My some of my nieces which I will equally advise my friends too apply for that they will benefit benefiting from paper as a good idea for me Reviewed on: 16th April 2026

Always quick and easy transactions and any problems...

5
Always quick and easy transactions and any problems are swiftly resolved Reviewed on: 16th April 2026

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