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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,133 reviews, last reviewed 24th Aug 2026

3% increase in 5 star reviews

in the past 90 days

15% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

This is exactly what I needed, full control over exp...

This is exactly what I needed, full control over expenses and safe shopping Reviewed on: 4th July 2026

Good choice if avaialble at checkout

Good choice if avaialble at checkout Reviewed on: 4th July 2026

PayPal is a great service the interest is decent,

PayPal is a great service the interest is decent, the confidence of having backing if anything goes wrong is great,the customer service is excellent notching is to much for them very knowledgeable and very helpful Reviewed on: 4th July 2026

Awesome service

Easy to use and quick to respond if I ever had an issue. Excellent Reviewed on: 4th July 2026

Have used PayPal for some years now.

Have used PayPal for some years now. Excellent customer service. Reviewed on: 4th July 2026

Easy to apply you can get those big purchases and sp...

Easy to apply you can get those big purchases and spread the cost! Reviewed on: 4th July 2026

My chosen way to pay .

A trusted way to pay for purchases pay in 3 or 4 months no interest. I love the new credit card... I can choose the way I want to pay for purchases, Reviewed on: 4th July 2026

Great experience.

Ive been with paypal for many years i find them easy to use they make online shopping secure and repayment is affordable. Reviewed on: 4th July 2026

Split payments makes larger purchases much easier to...

Split payments makes larger purchases much easier to manage Reviewed on: 4th July 2026

Good Customer Service as well as promte response

Good Customer Service as well as promte response Reviewed on: 4th July 2026

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