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PayPal: PayPal Credit reviews

4.90
Based on 103,985 reviews, last reviewed 11th May 2026
2452100% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Service is great, considerate and friendly to custom... Service is great, considerate and friendly to customers. The interest rate is fair enough and several promotional offers for credit card usage. Reviewed on: 11th May 2026
SOLOMON's avatar
SOLOMON

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103985)

Very simple to use.

5
Very simple to use. I love it . By checkout always choosing PayPal Reviewed on: 16th April 2026

PayPal credit is amazing!

5
PayPal credit is amazing! It is so convenient for helping to purchase items and pay over time. I was worried about using it at first but it’s been so handy. Love how easy it is to use and it’s been a lifesaver! Reviewed on: 16th April 2026

PayPal buy with confidence

5
I have no issues with paypal when purchasing anything and feel protected by their buyer protection rules Reviewed on: 16th April 2026

PayPal gives customers options to have decent life s...

4
PayPal gives customers options to have decent life style with the way their us options to pay for stuff. It’s very very very convenient Reviewed on: 16th April 2026

No hassle at all.

5
Always super easy to use and flexible. Reviewed on: 16th April 2026

Have no problems with purchases or when it's time t...

5
Have no problems with purchases or when it's time to make a payment on my credit Reviewed on: 16th April 2026

Easy to use and understand.

5
Easy to use and understand. I have used the credit facility on a number of larger transactions Reviewed on: 16th April 2026

Paypal lmy go to place

5
Paypal have always been my go to place for any high ended products. Very easy to use and understand Reviewed on: 16th April 2026

Helpful for larger items

5
Helpful for larger items pay in three Reviewed on: 16th April 2026

I find PayPal always delivers on service and custome...

5
I find PayPal always delivers on service and customer support Reviewed on: 16th April 2026

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