Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

View other PayPal products

4.73

Based on 181,133 reviews, last reviewed 24th Aug 2026

3% increase in 5 star reviews

in the past 90 days

15% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181133)

I just love Paypal's flexible options regarding all...

I just love Paypal's flexible options regarding all my financial needs, online experience is superbly executed and easily managed. Reviewed on: 4th July 2026

HAVE NEVER HAD A ISSUE WITH THEM BUT NEVER HAD VAL G...

HAVE NEVER HAD A ISSUE WITH THEM BUT NEVER HAD VAL GO UP IN 5 YEARS Reviewed on: 4th July 2026

Premium every time

Every time I have used PayPal I have received premium service, the ability to split payments makes it so much easier to buy larger items. Reviewed on: 4th July 2026

I find it convenient to pay and also love to spread...

I find it convenient to pay and also love to spread payment into 3 monthly. Reviewed on: 4th July 2026

Its very easy and straight foward.

Its very easy and straight foward. And it is very secure. You can track your orders through the paypal app which is a very good thing. Reviewed on: 4th July 2026

Just very easy app to use and cust svs very good and...

Just very easy app to use and cust svs very good and helpful never had any bad experiences with yourselves Reviewed on: 4th July 2026

Every transaction for a decade has been in point per...

Every transaction for a decade has been in point perfect. Reviewed on: 4th July 2026

Terry found it easy to navigate the app, never had...

Terry found it easy to navigate the app, never had a problem with pp Reviewed on: 4th July 2026

Very good customer serviced and website very easy to...

Very good customer serviced and website very easy to navigate Reviewed on: 4th July 2026

I love how easy it is to use and the interest rate i...

I love how easy it is to use and the interest rate is very reasonable. I like how the app is set out so clearly so everything is really easy to find and whenever I have an issue the customer service team are very quick to respond and explain things very clearly Reviewed on: 4th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.48 from 29 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub