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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,950 reviews, last reviewed 11th May 2026
2450500% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never thought about PayPal credit card as an option I never thought about PayPal credit until I reached an online checkout and there was the option to apply. In minutes, I was accepted and paid using th... Read more Reviewed on: 11th May 2026
Lloyd G's avatar
Lloyd G

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103950)

Really im enjoying my paypal credit

5
Really im enjoying my paypal credit Reviewed on: 16th April 2026
Moha ahmed's avatar
Moha ahmed

Brilliant really great for purchases and keeping tra...

5
Brilliant really great for purchases and keeping track of spending Reviewed on: 16th April 2026
Dazza K's avatar
Dazza K

It's availability is convenient at most retailers,...

5
It's availability is convenient at most retailers, which can be handy when you would like a bit more flexibility on payment options Reviewed on: 16th April 2026
Anthony F's avatar
Anthony F

I had a problem with a subscription that I cancelled...

5
I had a problem with a subscription that I cancelled but they still took money PayPal refunded and no more money has been paid to them since Reviewed on: 16th April 2026
Sally Bates's avatar
Sally Bates

Easy to use.

5
Easy to use. Simple to pay. Not had to use Customer Service yet so no opinion. Would recommend to friends and family. Reviewed on: 16th April 2026
Sally Stewart's avatar
Sally Stewart

Great security for payments

5
I only use PayPal to pay for everything for security, always been amazing if ive had issues with sellers Reviewed on: 16th April 2026
Danielle B's avatar
Danielle B

Credit where credit is due

5
PayPal credits 0% for 4 months on payments above £100 is perfect for my spending habits allowing me to reduce the interest I pay on repeat expenses Reviewed on: 16th April 2026
Alex D's avatar
Alex D

Quick and easy access .

5
Quick and easy access . Easy app to use Reviewed on: 16th April 2026
Lynn b's avatar
Lynn b

Everything about PayPal is convenient, from the app...

5
Everything about PayPal is convenient, from the app to the way they process cases. They seem to be constantly innovating, introducing new products. Reviewed on: 16th April 2026
Leonard R's avatar
Leonard R

Flexible Way to Manage Online Spending

5
I’ve been using PayPal Credit for a while now, and it has genuinely transformed how I manage my online purchases. If you already use PayPal for your daily shopping, adding this credit facility is a no-brainer for spreading the cost of larger items. Reviewed on: 16th April 2026
alexokolo's avatar
alexokolo

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