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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,133 reviews, last reviewed 24th Aug 2026

3% increase in 5 star reviews

in the past 90 days

15% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

I use the 0% pay in 4 regularly and find it really h...

I use the 0% pay in 4 regularly and find it really helpful to spread my payments for larger items or unexpected expenses like appliances Reviewed on: 4th July 2026

Necessary to life!

Always reliable and always relied upon! A very easy way to make payments...even to my son in New Zealand! Reviewed on: 4th July 2026

Never had an issue with PayPal, also their pay in 3...

Never had an issue with PayPal, also their pay in 3 options have helped me at times Reviewed on: 4th July 2026

I’ve been using paypal for years and it’s the safest...

I’ve been using paypal for years and it’s the safest way to pay, as they are amazingly quick with scams and protection against it Reviewed on: 4th July 2026

User friendly

PayPal always makes things easier for me, and whenever I need assistance, I get support from PayPal. Thanks, PayPal. Reviewed on: 4th July 2026

PayPal provides good options for payments of items p...

PayPal provides good options for payments of items purchased. Interest free credit options over 4 months is a particularly useful feature. Buyer protection for goods bought online brings peace of mind when purchasing. If PayPal is a payment option when purchasing that’s always my choice of payment Reviewed on: 4th July 2026

It’s so good the best in the game it’s so much bette...

It’s so good the best in the game it’s so much better spending money and not thinking about it because I have ease in my 4 months no interest payments Reviewed on: 4th July 2026

Credit account easy to set up.

My purchase was easy to set up with full explanations on how the credit account works. Plus I was given an introductory money off voucher. Reviewed on: 4th July 2026

Generally good but paypals inability to take paymen...

Generally good but pay pals inability to take payments on time is actually very frustrating, it usually takes up to 5 days from the date of direct debit or payment for they to actually take the money or process the payment Reviewed on: 4th July 2026

Convenient and simple to use, cash back offers could...

Convenient and simple to use, cash back offers could be better and more rewards to encourage use Reviewed on: 4th July 2026

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