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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,133 reviews, last reviewed 24th Aug 2026

3% increase in 5 star reviews

in the past 90 days

15% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

Easy to use helpful and efficient

Easy to use helpful and efficient Reviewed on: 4th July 2026

Very easy to use!

Very easy to use! You can check your balance and then easily pay bits off! Reviewed on: 4th July 2026

PayPal Credit is so convenient easy to use.

PayPal Credit is so convenient easy to use. The interest rates are reasonable, compared to others, and they always send notifications to keep you up to date on your payments. Also, they partner with so many brands, which gives shoppings and online transactions a better experience. I would keep recommending them; simply the best! Reviewed on: 4th July 2026

Excellent finance options

Excellent finance options with 0% interest rate. And very good customer service. Reviewed on: 4th July 2026

Very good experience , easy to use

Very good experience , easy to use Reviewed on: 4th July 2026

Amazing experience to use but I would like it to be...

Amazing experience to use but I would like it to be more accessible and more available all the time and I hope that it becomes like excellent application that becomes world-class and it's amazing for all of us to use Reviewed on: 4th July 2026

Great, zero complaints customer service has always b...

Great, zero complaints customer service has always been brilliant whenever I have needed, Reviewed on: 4th July 2026

Good services, always reliable.

Good services, always reliable. I would recommend Reviewed on: 4th July 2026

Its a good option to have.

Its a good option to have, the offer, of 4months of 0% on purchases over £100. And pay in 3 for smaller purchases. Reviewed on: 4th July 2026

Alwaya found paypal easy to use.

Alwaya found paypal easy to use. And reliable feel safe usinh Reviewed on: 4th July 2026

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