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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103882 reviews)

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4.90

Based on 103,882 reviews, last reviewed 11th May 2026

2447450% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Safety way to shop online Only way I shop online with ease is if the seller has PayPal so I know my transaction will be done securely and if I have any problems I know that Pay... Read more Reviewed on: 11th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103882)

low interest rate and vary flexible to pay

low interest rate and vary flexible to pay Reviewed on: 16th April 2026

Nic Pay pal review

Use it all the time, excellent and feels safe for online purchases Reviewed on: 16th April 2026

Very helpfull friendly services easy campany to deal...

Very helpfull friendly services easy campany to deal with Reviewed on: 16th April 2026

Very good

Very good Great thing. Good stuff. Reviewed on: 16th April 2026

Excellent

Very simple to use an great support when required Reviewed on: 16th April 2026

Easy to use, excellent option pay without interest i...

Easy to use, excellent option pay without interest in 3 or 4 months Reviewed on: 16th April 2026

The easiest way to check out for online shopping.

The easiest way to check out for online shopping. Very good support and perfect money backing system (in case you encountered scammers). Simply use it where it’s possible. The only downside is not every online store supports PayPal checkout Reviewed on: 16th April 2026

Paypal Credit has been very useful for me.

Paypal Credit has been very useful for me. It's enabled me to pay for more expensive things (>£100) on interest free credit for 4 months. So it's good for cashflow. Paypal's customer service was very poor when I queried Paypal + points that were not being attributed to eligible transactions, and they eventually shut down my query without responding properly. So I've found Paypal financially v helpful, but v poor on customer service. Reviewed on: 16th April 2026

Great experience,fast easy & affordable fantastic

Great experience,fast easy & affordable Reviewed on: 16th April 2026

I was very dubious of using PayPal but so happy I de...

I was very dubious of using PayPal but so happy I decided to give it a go, they make the credit repayments very easy to afford, everything is easy to access and very easy to navigate around. I love the fact you can also earn rewards via your payment plans Reviewed on: 16th April 2026

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