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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,133 reviews, last reviewed 24th Aug 2026

3% increase in 5 star reviews

in the past 90 days

15% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

It's very useful when you want to buy something and...

It's very useful when you want to buy something and don't have enough money all at once. Reviewed on: 4th July 2026

Using the PayPal Credit Card has been a smooth and c...

Using the PayPal Credit Card has been a smooth and convenient experience. The application process was straightforward, and managing my account through the app is simple and intuitive. Transactions are processed quickly, payments are easy to make, and the rewards add great value to everyday spending. Customer service has been responsive and helpful whenever needed. Overall, it’s a reliable credit card that offers flexibility, security, and a user-friendly experience for both online and in-store purchases. Reviewed on: 4th July 2026

PayPal review

Always great service and quick to help if there’s a problem. Reviewed on: 4th July 2026

Really easy to use and so helpful with many differen...

Really easy to use and so helpful with many different options to suit my needs! Reviewed on: 4th July 2026

Paypal is great

PayPal has always been a good experience. And helpful when I have need them Reviewed on: 4th July 2026

Pay pal is an excellent way too spread the cost of p...

Pay pal is an excellent way too spread the cost of payments with interest free, if you pay in the selected time, great for more expensive items .The app is so easy to use, keeping a track on all your purchases and what you need to pay and when. Reviewed on: 4th July 2026

It’s easy and quick - no fuss!

It’s easy and quick - no fuss! I like it that I can see what is happening with my account at any time Reviewed on: 4th July 2026

Excellent experience with PayPal

Excellent experience with PayPal Reviewed on: 4th July 2026

Very easy to set up and check payment progress.

Very easy to set up and check payment progress. Clearly separate tiers of interest. Reviewed on: 4th July 2026

Good customer service helpful and understanding

Good customer service helpful and understanding Reviewed on: 4th July 2026

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