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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,133 reviews, last reviewed 24th Aug 2026

3% increase in 5 star reviews

in the past 90 days

15% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

Easy to use, credit facilities are good.

Easy to use, credit facilities are good. Reviewed on: 4th July 2026

Easy to use and great options to spread costs

It’s always very easy to use and great options to spread the cost of something that you may not be able to afford in one larger payment. Reviewed on: 4th July 2026

Reliable and secure service

I've always felt secure using PayPal and the service they provide Reviewed on: 4th July 2026

A Great Way To Pay

I find PayPal easy to use and great for paying for goods. Reviewed on: 4th July 2026

Really like PayPal.

Really like PayPal. Have been using them for quite a lot of years now. They offer great services such as pay later options which is helpful and handy. The app is very easy to navigate. I will continue to use PayPal for every day spending. Reviewed on: 4th July 2026

Been with paypal for many years they are excellent a...

Been with paypal for many years they are excellent and simple to use Reviewed on: 4th July 2026

Customer support and exchange rate

anytime i’ve had an issue and contacted support they’ve taken the care and consideration with each instance. Their exchange rate is also consistently matching the markets allowing me to transfer money to my wife in the states securely and without having a second thought if there’s a better exchange rate on another app out there Reviewed on: 4th July 2026

I have very good experience with paypal

I have very good experience with paypal Reviewed on: 4th July 2026

I have always had good experiences whenever I used P...

I have always had good experiences whenever I used PayPal. All my online payments go through PayPal wherever PayPal is accepted. Customer service will try to help and find a solution to any issues Reviewed on: 4th July 2026

Straightforward approach to offering a credit servic...

Straightforward approach to offering a credit service which I have found easy to use with competitive offers Reviewed on: 4th July 2026

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