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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,874 reviews, last reviewed 11th May 2026
2447100% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal helped me to pay for some much stuff when I n... Paypal helped me to pay for some much stuff when I needed it ASAP, one of the best helps i’ve had it was when my grandfather dies and I had to by quic... Read more Reviewed on: 11th May 2026
Viktorija R's avatar
Viktorija R

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103874)

Brilliant service and it provides great options for...

5
Brilliant service and it provides great options for credit Reviewed on: 16th April 2026
DR 's avatar
DR

All good! PayPal is easy and convenient for me

5
PayPal is easy and convenient for me Reviewed on: 16th April 2026
Lynne's avatar
Lynne

low interest rate and vary flexible to pay

5
low interest rate and vary flexible to pay Reviewed on: 16th April 2026
Arslan Ashraf's avatar
Arslan Ashraf

Nic Pay pal review

5
Use it all the time, excellent and feels safe for online purchases Reviewed on: 16th April 2026
Nicola M's avatar
Nicola M

Very helpfull friendly services easy campany to deal...

5
Very helpfull friendly services easy campany to deal with Reviewed on: 16th April 2026
Mary p's avatar
Mary p

Very good

5
Very good Great thing. Good stuff. Reviewed on: 16th April 2026
ADEL's avatar
ADEL

Excellent

5
Very simple to use an great support when required Reviewed on: 16th April 2026
Gary A's avatar
Gary A

Easy to use, excellent option pay without interest i...

5
Easy to use, excellent option pay without interest in 3 or 4 months Reviewed on: 16th April 2026
gabor nagy's avatar
gabor nagy

The easiest way to check out for online shopping.

5
The easiest way to check out for online shopping. Very good support and perfect money backing system (in case you encountered scammers). Simply use it where it’s possible. The only downside is not every online store supports PayPal checkout Reviewed on: 16th April 2026
Roman K's avatar
Roman K

Paypal Credit has been very useful for me.

5
Paypal Credit has been very useful for me. It's enabled me to pay for more expensive things (>£100) on interest free credit for 4 months. So it's good for cashflow. Paypal's customer service was very poor when I queried Paypal + points that were not being attributed to eligible transactions, and they eventually shut down my query without responding properly. So I've found Paypal financially v helpful, but v poor on customer service. Reviewed on: 16th April 2026
Victoria H's avatar
Victoria H

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