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PayPal: PayPal Credit reviews

4.90
Based on 103,851 reviews, last reviewed 11th May 2026
2446000% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was easy to set up and use. It was easy to set up and use. It’s easy to make extra payments and set up a direct debit for repayments. Reviewed on: 11th May 2026
lynne m's avatar
lynne m

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103851)

Accessibilty and convinience of use.

4
Accessibilty and convinience of use. Acceptable across the globe and transactions in real time, across different currencies. The App is convinient and very efficient. Reviewed on: 16th April 2026

Reliable service gives peace of mind.

5
Reliable service gives peace of mind. Reviewed on: 16th April 2026

Reliable, Simple, and Trustworthy

5
I’ve been using PayPal for years and it remains one of the most reliable payment platforms available. Sending and receiving money is straightforward, and the app is clean and easy to navigate. I particularly appreciate the buyer protection feature, which gives real peace of mind when shopping online. Transactions are processed quickly, and customer support has always been responsive when I needed help. Whether I’m paying for services, splitting costs with friends, or shopping internationally, PayPal handles everything smoothly. Highly recommended. Reviewed on: 16th April 2026

Positive things in my life by Paypal

5
Very easy to use, convenient and have made my life so much easier Reviewed on: 16th April 2026

Variety of retailers where I can use PayPal and ease...

4
Variety of retailers where I can use PayPal and ease of app Reviewed on: 16th April 2026

PayPal can be trusted

5
PayPal are easily accessible. If ever I have had a suspicious transaction they have always been calm and reassuring and have sorted the problem immediately refunding me if needed. I also use PayPal credit which is so easy and useful as is pay in 3 Reviewed on: 16th April 2026

I enjoy using PayPal.

5
I've enjoyed using PayPal. It is my go to always. Especially their 0% in 4months. Reviewed on: 16th April 2026

The process was so easy to understand and access was...

5
The process was so easy to understand and access was great Reviewed on: 16th April 2026

Its always a pleasure to use paypal safe checkouts m...

4
Its always a pleasure to use paypal safe checkouts means peace of mind Reviewed on: 16th April 2026

Its great

5
Its great good Paypal credit interest not too high Reviewed on: 16th April 2026

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