Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

View other PayPal products

4.73

Based on 181,133 reviews, last reviewed 24th Aug 2026

3% increase in 5 star reviews

in the past 90 days

15% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181133)

PayPal is very useful

PayPal is very useful for any online shopping and I use it a lot especially for eBay. Feels safe to use. Reviewed on: 4th July 2026

mrcancer

it was very helpful and convenient using paypal.because it was the easiest way to pay your transactions specifically using paypal credit and paypal in 3 Reviewed on: 4th July 2026

Always reliable

Always reliable, and if I see a business offers PayPal, I trust them more as well. Reviewed on: 4th July 2026

My only issue was contacting paypal, it wasn't easy.

My only issue was contacting paypal, it wasn't easy. To much automation in this process. Reviewed on: 4th July 2026

I love the 0% credit option, I would like a 6 month...

I love the 0% credit option, I would like a 6 month option, but 4 is pretty good, who knows a 6 month 0% credit line might be on the horizon. Reviewed on: 4th July 2026

Great and always consistent with very little issues...

Great and always consistent with very little issues and quick solutions if there happens to be any Reviewed on: 4th July 2026

Used PayPal for many years very good

Used PayPal for many years very good Reviewed on: 4th July 2026

Convenient, best application ever.

Convenient, best application ever. Using well for many years already.1 Reviewed on: 4th July 2026

Easy to use.

Easy to use. Safe and secure. Would recommend highly Reviewed on: 4th July 2026

More secure and easy than using a card

More secure and easy than using the card online and making things much easier to track as well. Reviewed on: 4th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Very Account
from Shop Direct 3.48 from 29 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub