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PayPal: PayPal Credit reviews

4.73
Based on 181,133 reviews, last reviewed 24th Aug 2026
3% increase in 5 star reviews
in the past 90 days
15% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026
Tsarina M's avatar
Tsarina M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181133)

Very easy to use and interactive

5
Very easy to use and interactive Reviewed on: 4th July 2026

Excellent

5
I have no problems at all with Paypal. Everything is simple to understand Reviewed on: 4th July 2026

Great experience with the product and features of pa...

5
Great experience with the product and features of paypal credit and good limit available for usage. Thank you very much Reviewed on: 4th July 2026

I have used Paypal for over 25 Years!

5
I have used Paypal since i began trading on Ebay of 25 years ago. It's a brand you can trust and in fact if i buy anything online my first choice is to use Paypal, I wouldn’t use anything else because you know if Paypal can be used you are protected against fraud. Its also very useful for spreading the cost of any item you buy from £1 to £1000's of pounds whether it be pay in three or credit which can be as low as 0% apr. I fully trust and recommend Paypal! Reviewed on: 4th July 2026

Always a great experience and would highly recommend

4
Always a great experience and would highly recommend Reviewed on: 4th July 2026

PayPal has always resolved any queries or issues I’v...

5
PayPal has always resolved any queries or issues I’ve had very quickly Reviewed on: 4th July 2026

Very easy to use and repay.

5
Very easy to use and repay. I can make purchases on any platform or site Reviewed on: 4th July 2026

I use paypal a lot

5
I pay through paypal 9 times out of 10 when buying on-line. I sometimes use pay-in-3 and i have now got a paypal credit card. Never had a problem. I would recommend to anyone. Easy to use the app. All my payment methods are there in 1 place and very easy to make any payments. Reviewed on: 4th July 2026

So far I can only speak very highly of the service o...

5
So far I can only speak very highly of the service offered Reviewed on: 4th July 2026

Great Service

5
Always paypal is great service with timely customer support Reviewed on: 4th July 2026

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