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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,133 reviews, last reviewed 24th Aug 2026

3% increase in 5 star reviews

in the past 90 days

15% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

Rescued me

PayPal is an trust worthy bank can rely on them in times of need of difficulty there been there when no one was an really appreciate there team. Reviewed on: 4th July 2026

Quick and easy to use for both spending and paying

Quick and easy to use for both spending and paying Reviewed on: 4th July 2026

App needs to change

I would like a clear app..way to pay off in the app your buy now pay later if you choose. Reviewed on: 4th July 2026

Have been with pay pal for long time with no...

Have been with pay pal for long time with no problem s Reviewed on: 4th July 2026

Pay pal service

Good service easy to use, pay in 3 a great way to spread the cost interest free. Sometimes a delay in responding but usually excellent service Reviewed on: 4th July 2026

Excellent service and very easy to use

Excellent service and very easy to use Reviewed on: 4th July 2026

I love everything about PayPal credit.

I love everything about PayPal credit. Reviewed on: 4th July 2026

Simple and easy to use.

Simple and easy to use. Instruction are clear to understand and the support you get is good Reviewed on: 4th July 2026

Communication could be better

It is hard to get through to speak to a human sometimes. But the way they offer by now pay later is good. Reviewed on: 4th July 2026

I like it.

I like it. Thank you … PayPal alvaro Reviewed on: 4th July 2026

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