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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,758 reviews, last reviewed 10th May 2026
2441950% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quality service. Quality service. Always clear what you are spending and repayments Reviewed on: 10th May 2026
Nicholas C's avatar
Nicholas C

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103758)

Customer are Priority

5
Pay pay has evolved with there customers needs. Very easy to deal with. Any problems I have had, have been resolved quickly. Adds a bit more security. Reviewed on: 16th April 2026
Michelle H's avatar
Michelle H

Useful to spread the costs over a short period of term.

5
Useful to spread the costs over a short period of term. However some issues with setting up DD for payment. The latter l found confusing Reviewed on: 16th April 2026
Robert P's avatar
Robert P

Nothing is too much trouble when I have a problem...

5
Nothing is too much trouble when I have a problem Reviewed on: 16th April 2026
Mary's avatar
Mary

PayPal from the start.

5
Been with PayPal since the start. Easy to use, plenty of options to pay. Great for transferring money between family and friends. Reviewed on: 16th April 2026
Tracey B's avatar
Tracey B

Ive used PayPal Credit for years excellent service e...

5
Ive used PayPal Credit for years excellent service easy to use and pay Reviewed on: 16th April 2026
Lynne 's avatar
Lynne

Easy to use

5
Very easy to use and manage so I can keep on top of spending Reviewed on: 16th April 2026
Danielle's avatar
Danielle

Very easy to use low interest as welll

5
Very easy to use low interest as welll Reviewed on: 16th April 2026
Syed S's avatar
Syed S

Perfect to use and very good app to have

5
Perfect to use and very good app to have Reviewed on: 16th April 2026
Teslim S's avatar
Teslim S

Very good service

5
Always fast communication and problem solving Reviewed on: 16th April 2026
John 's avatar
John

I keep getting a advert to apply for a virtual card...

3
I keep getting a advert to apply for a virtual card and have been told its not available for me without reason Reviewed on: 16th April 2026
Kamran's avatar
Kamran

Review PayPal: PayPal Credit now

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