Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181106 reviews)

View other PayPal products

4.73

Based on 181,106 reviews, last reviewed 6th Aug 2026

55% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181106)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal review

Nothing more to say PayPal is a good app very user friendly Reviewed on: 15th July 2026

PayPal is just that; a friend

PayPal is reliable, safe and easy to use. It’s my go to for making safe payment Reviewed on: 15th July 2026

secured transfer but never problem

secured transfer but never problem Reviewed on: 15th July 2026

I feel very secure purchasing with PayPal.

I feel very secure purchasing with PayPal. I like the ease of using it to buy in other currencies and the credit arrangement is very easy if required. Reviewed on: 15th July 2026

PayPal is the safest way to go about doing your ever...

PayPal is the safest way to go about doing your everyday without any worries about being scammed ! Reviewed on: 15th July 2026

Just simple and convenient, used by most if not all...

Just simple and convenient, used by most if not all retailers Reviewed on: 15th July 2026

Want credit PayPal never let you down, got a problem...

Want credit PayPal never let you down, got a problem with a purchase, PayPal will chase it for you and if necessary get your mony for you. Reviewed on: 15th July 2026

Easy transaction.

Easy transaction. Friendly working interface. Excellent security. Reviewed on: 15th July 2026

It is helpful for a low income family to have the op...

It is helpful for a low income family to have the option of splitting larger amounts into 3 payments. I am not eligible for arranged overdraft or would be struggling to pay interest on any credit card. I have many expenses and a low budget. With pay in 3 I am able to access products.such as travel expenses for my family, which I can't pay in one full amount and can spread it out over 3 months. Reviewed on: 15th July 2026

Easy to navigate website.

Easy to navigate website. Very helpful to borrow and pay back credit in installments. Quick to apply for credit safely and secure from scammers. Reviewed on: 15th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101266 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub