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PayPal: PayPal Credit reviews

4.90
Based on 103,924 reviews, last reviewed 11th May 2026
2449250% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy Pay Easy to use, bvery helpful in paying bills. Transactions go through smoothly and feel comforted knowing any disputes will be dealt with and you get yo... Read more Reviewed on: 11th May 2026
Eve's avatar
Eve

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103924)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I had an issue and used paypal assistant and it was...

5
I had an issue and used paypal assistant and it was extremely helpful Reviewed on: 10th May 2026

PayPal is easy & convenient with excellent assistanc...

5
PayPal is easy & convenient with excellent assistance and the reassurance of a timely outcome with the help from customer service. Reviewed on: 10th May 2026

always help.

5
always help. quick to respond and offer good service Reviewed on: 10th May 2026

Excellent

5
Excellent, never any issues with paypal. Trusted Reviewed on: 10th May 2026

Great deal and flexibility

5
Great deal and flexibility with 4 month interest free period to pay the credit back. It is just enough to make purchases easier by paying back in installments. Easy to manage it in ghetto app. Reviewed on: 10th May 2026

Better than paying bloody banks

4
Better than paying bloody banks to gamble with your money Reviewed on: 10th May 2026

Quick and easy to use.

5
Quick and easy to use. Helps spread the cost of larger purchases. Reviewed on: 10th May 2026

Very trust worthy

5
Very easy to use. Never ever had an issue with PayPal. Most reliable app Reviewed on: 10th May 2026

I can make payments easy and fast

5
I can make payments easy and fast Reviewed on: 10th May 2026

Simple and easy to complete purchase with the benefi...

5
Simple and easy to complete purchase with the benefit of peace of mind Reviewed on: 10th May 2026