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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.92 (30761 reviews)

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4.92

Based on 30,761 reviews, last reviewed 18th Feb 2025

100% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Better commissions honestly I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in ... Read more Reviewed on: 8th October 2024

Latest lowest rating:

1

2 Weeks for Payment to Reflect in Available Credit I escalated to customer service manager, and he said "it's in the terms and agreement," while mentioning the 48-72 is for it to reflect in balance, bu... Read more Reviewed on: 18th February 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30761)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great experience and always comes handy as a safety...

Great experience and always comes handy as a safety net. Reviewed on: 17th June 2024

Amazing service, would highly recommend

Have been using PayPal for years, have been able to get refunds with little to no issue, been able to deal with scammers very well and got my money back. Also 2 years ago I got PayPal credit and it’s been great the interest isn’t bad at all and most purchases come with 4 months free interest as well so you usually pay it off before you get any interest. Would highly recommend to anyone struggling that needs help with there finances or for a rainy day. Reviewed on: 17th June 2024

Experienced user

I've used PayPal for years and never had any issues with them Reviewed on: 17th June 2024

Easy to use and handy to spread the cost if needed.

Easy to use and handy to spread the cost if needed. Reviewed on: 17th June 2024

It's an amazing tool if you know-how to use it with...

It's an amazing tool if you know-how to use it with discipline. Always pay on time and avoid interest charges. Reviewed on: 17th June 2024

Easy to use and great credit options!

It’s really easy to use and to pay the balance. There are always options for 0% interest for certain periods of time on purchases. It’s easy to see what I owe and when I need to pay my balance by. Reviewed on: 17th June 2024

Easy on your mind

Easy! Everything is just so easy and safe Reviewed on: 17th June 2024

Always helpful, I got scammed and got the money back...

Always helpful, I got scammed and got the money back the next morning Reviewed on: 17th June 2024

Easy transactions very helpful, good for managing ec...

Easy transactions very helpful, good for managing economy and saving Reviewed on: 17th June 2024

PayPal is easy to use and so handy when purchasing g...

PayPal is easy to use and so handy when purchasing goods, the staff are very helpful as well as had to contact them earlier on this year Reviewed on: 17th June 2024

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