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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Great, hassle free experience.

Great, hassle free experience. Super easy to use app which allows you to track your spending. Great customer service when needed. Reviewed on: 3rd July 2026

Not great for credit, lots of issues with their syst...

Not great for credit, lots of issues with their systems but simple money transfers work most of the time unless the person is inept. Reviewed on: 3rd July 2026

Paypal 5 stars

I use PayPal every day and love the convenience they provide to me. They make payments easier and having the ability to split payments without interest is super helpful. I couldn't recommend them enough! Reviewed on: 3rd July 2026

Excellent all round service and value!

Excellent all round service and value! Reviewed on: 3rd July 2026

Customer Support Needs Work

It can be difficult to use the customer support system at times, but this process can make life more affordable for people wanting to make big purchases. Reviewed on: 3rd July 2026

I highly recommend Paypal to anyone

I initailly signed up to Paypal to protect my card details while making payments online. Since opening my account they have introduced many new and great features including paypal credit and pay in 3 which i use both reguIarly and with ease. I have been a Paypal customer for many years and have never had a bad experience. I would highly recommend them to anyone. Reviewed on: 3rd July 2026

Worked easily and without a hitch.

Worked easily and without a hitch. The best products just work. Reviewed on: 3rd July 2026

Great system and service.

Great system and service. Use frequently and recommend! Reviewed on: 3rd July 2026

I like pay pal because I get confidence that if I pa...

I like pay pal because I get confidence that if I pay for a product and there is any problem or scams they sort everything out for me excellent service Reviewed on: 3rd July 2026

Excellent customer care at all times new ideas for...

Excellent customer care at all times new ideas for supporting clients good communication Reviewed on: 3rd July 2026

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