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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Buy now pay later

Great for if you haven't got enough money to pay something outright... Pay on 3 or pay later... Absolute life saver... Reviewed on: 3rd July 2026

Easy to set up and easy to use.

Easy to set up and easy to use. It's very good value for money. Reviewed on: 3rd July 2026

I am using PayPal for many many years and I know if...

I am using PayPal for many many years and I know if I will have issues support team always will help. I am loyal customer and one happy customer! Reviewed on: 3rd July 2026

Easy peasy

Easy to set up and use. Makes purchasing things in the internet a lot easier and feels a lot safer. I have never run any issues with it and it is available at a lot of shops I use. From warhammer minis to video games to mattresses and clothes. Reviewed on: 3rd July 2026

It has been so easy to set up and user friendly and...

It has been so easy to set up and user friendly and I will recommend to my family and friends Reviewed on: 3rd July 2026

Best company, everything excellent

Best company, everything excellent Reviewed on: 3rd July 2026

Trustworthy and got your back everytime!

I always use PayPal as there is no faff and they get straight to the root of the issue unlike some banks with a long drawn out process. I always use PayPal as its reliable and they have your back with any disputes or bad transactions with products that really dont meet the description. Very happy using PayPal. Its definitely my go to payment system. Trustworthy. Reviewed on: 3rd July 2026

It’s easy to work around; flexible options available

It’s easy to work around; flexible options available Reviewed on: 3rd July 2026

cant close account without talking on the phone

if you have credit options you are required to phone them up to close the account. i should be able to close the account without needing to talk to retention staff/ai Reviewed on: 3rd July 2026

Ease and convenience

App very easy to use and navigate through. Easily pay via PayPal on every site that I’ve used. Reviewed on: 3rd July 2026

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