Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 105,627 reviews, last reviewed 13th May 2026
2527900% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe and secure Easy safe and secure always protected transactions Reviewed on: 13th May 2026
Dariusz F's avatar
Dariusz F

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (105627)

PayPal is the way to go

5
I have been using PayPal for as long as I can remember, I refuse to pay online if a retailer doesn't have PayPal as I trust them to keep my credentials safe. Reviewed on: 16th April 2026

Good service found old app confusing

4
Good service found old app confusing Reviewed on: 16th April 2026

Money on the go around the world

5
Use PayPal sine many years and it was always easy way to pay around the world. Just reliable and trusted finance Reviewed on: 16th April 2026

Excellent payment option.

5
Excellent payment option. It gives you peace of mind and the possibility of paying on your own schedule Reviewed on: 16th April 2026

Paypal is ok, a necessary evil to get on with paying...

4
Paypal is ok, a necessary evil to get on with paying for stuff online Reviewed on: 16th April 2026

Very easy to use and accepted in alot of places.

5
Very easy to use and accepted in many places, good to know also safe to use with good customer service an back up Reviewed on: 16th April 2026

My experience with PayPal has been great.

4
My experience with PayPal has been great. Mostly, customer service. Any time I've had problems it's solve on time. And when they can't solve or help they do offer to get the information and then call me back with an answer. Thank you. Keep it up. Reviewed on: 16th April 2026

PayPal is safe and secure

5
PayPal is safe and secure great value for money Reviewed on: 16th April 2026

up to 4 months pay layter with 0%

5
thats really helpful in my household as its similar to credit card. i like option with 0% when i will pay i full up to 4months. usually its enough time for me which is giving me way to buy something what i need asap and pay easy during 4month. thr app/webside is clear and easy to use which is big pros. thank you Reviewed on: 16th April 2026

I have used Paypal for the past 12 years and I conti...

5
I have used Paypal for the past 12 years and I continue using it especially for online transactions. I consider it the safest option for online payment. Also paying with credit which is interest free for four months is a game changer. Reviewed on: 16th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review