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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,593 reviews, last reviewed 13th May 2026
2526500% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Trustworthy and Convenient I trust PayPal. It is convenient and fast. It will s my 'go to' for payments. Reviewed on: 13th May 2026
Suki's avatar
Suki

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105593)

PayPal rocks

5
I find PayPal very useful, especially being able to spread the cost of things I want to buy. Reviewed on: 16th April 2026
Sonny C's avatar
Sonny C

Very good feel relax and easy i always used paypal f...

4
Very good feel relax and easy i always used paypal for payment and all payments were smooth Reviewed on: 16th April 2026
Daniyal Qaiser's avatar
Daniyal Qaiser

I’d recommend PayPal

5
They’ve always been very helpful, been with them for years. Reviewed on: 16th April 2026
Kayleigh s's avatar
Kayleigh s

Just perfect

5
A lot off offers and discounts than you buying with PayPal credit and if you have problems with sellers PayPal team very helpful Reviewed on: 16th April 2026
Deimantas Melinauskas's avatar
Deimantas Melinauskas

bought stuff online was ripped off paypal gave me my...

5
bought stuff online was ripped off paypal gave me my money bak Reviewed on: 16th April 2026
carrie l's avatar
carrie l

Happy customer

5
Always ready to use and easy to pay whenever I want or can. Making purchase much easier and enjoyable. Reviewed on: 16th April 2026
Magdalena 's avatar
Magdalena

Paypal has always been excellent from straight forwa...

5
Paypal has always been excellent from straight forward usage to customer service - a lot less hassle than raising a credit card dispute. Paypal credit at 0% interest is a no brainer Reviewed on: 16th April 2026
Symone D's avatar
Symone D

Easy to use with multiple bank accounts/payment sour...

5
Easy to use with multiple bank accounts/payment sources Reviewed on: 16th April 2026
Heather 's avatar
Heather

Party ans security

5
Always use PayPal wherever possible for peace of mind and securely Reviewed on: 16th April 2026
Tim smith 's avatar
Tim smith

PayPal credit is very easy to use and a convenient w...

5
PayPal credit is very easy to use and a convenient way to pay with 4 months interest free and an easy way to build your credit score I also like PayPal pay in 3 for spreading.the cost of some items Reviewed on: 16th April 2026
Ciaran K's avatar
Ciaran K

Review PayPal: PayPal Credit now

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