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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Excellent Problem Resolution

The problems I have had were sorted immediately or passed on to the right department to resolve the issue. Reviewed on: 3rd July 2026

Quick and efficient, provide good comms.

Quick and efficient, provide good comms. Reviewed on: 3rd July 2026

Easy to use and understand plus easy to make extra p...

Easy to use and understand plus easy to make extra payments plus accepted at so many places always reccommend. also the app is very easy to use and clear and simple Reviewed on: 3rd July 2026

Mmmmmmmmmmmmmmmmmm

Generally poor Reviewed on: 3rd July 2026

I have had no problem with pay pal and have been usi...

I have had no problem with pay pal and have been using them for years now. always used pay pal for online shopping and I trust it very much. Thank you Reviewed on: 3rd July 2026

when ordering a virtual card it was very simple to d...

when ordering a virtual card it was very simple to do, and I love the flexibility of payment of over 4 months on purchases over 99.00, it gives you the option of whether to buy or not an item. also it s great if you have an emergency pay out like your car needs a garage repair on it Reviewed on: 3rd July 2026

Exsellent

Never any issues. Great communication. Reviewed on: 3rd July 2026

I've been offered a great value credit card no inter...

I've been offered a great value credit card no interest for 4 months Reviewed on: 3rd July 2026

I’ve had PayPal for many years now, wouldn’t trust a...

I’ve had PayPal for many years now, wouldn’t trust anyone else when it comes to paying online. Safe & secure giving me peace of mind, who I can trust either paying bills or sending money. Reviewed on: 3rd July 2026

PayPal makes it easy to spread the cost of goods and...

PayPal makes it easy to spread the cost of goods and services Reviewed on: 3rd July 2026

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