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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105570 reviews)

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4.90

Based on 105,570 reviews, last reviewed 13th May 2026

2525400% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great app with the ability to make payments easy Great app with the ability to make payments easy Reviewed on: 13th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105570)

Makes my life better by allowing me to afford things...

Makes my life better by allowing me to afford things monthly Reviewed on: 16th April 2026

Using PayPal credit helping me to pay some stuff tha...

Using PayPal credit helping me to pay some stuff that am urgently need while my money isn’t enough to pay the good or item. I used a lot 3 times payment when I booking for flight or holiday in advance it help me to safe my money in time before am even going. Reviewed on: 16th April 2026

All good .

All good . Reliable and fast service Reviewed on: 16th April 2026

Good service

Easy to use, clear instructions, anytime repayment Reviewed on: 16th April 2026

Stress Free

A Convenient and Reliable Way to Manage Purchases PayPal Credit has been a fantastic addition to my everyday spending. I love how seamless it is — no extra cards to carry, no complicated setup, and everything integrates perfectly with my existing PayPal account. The flexibility it offers makes a real difference, especially with the option to spread out payments on larger purchases without any hassle. What stands out most is the transparency. The statements are clear, the terms are easy to understand, and I always feel in control of my spending. Checkout is quick, secure, and smooth, and having PayPal Credit available gives me extra confidence when buying online. Overall, PayPal Credit has made managing my finances simpler and more convenient. It’s a great tool for anyone who wants flexibility, security, and a stress free way to shop. Reviewed on: 16th April 2026

Reliable trustworthy and honest so is for live forever

Reliable trustworthy and honest so is for live forever Reviewed on: 16th April 2026

Overall good.

Overall good. But put in a claim and it was rejected, as the company gave proof of delivery. However there was a 4kilo deficit, between delivery weight and order weight, that was overlooked and I lost out. Not happy with that Reviewed on: 16th April 2026

Excelente app, for credit and move money, flexible p...

Excelente app, for credit and move money, flexible payment, good communication shopping protection... For me 5 stars, totally recommend! Reviewed on: 16th April 2026

Good all round service

I have used them for payment, eBay and survey rewards Reviewed on: 16th April 2026

Amazing app

Good expriance, would recomend anytime, which i have done to lots friends & family Reviewed on: 16th April 2026

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