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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Fantastic!

Fantastic! I like the unique options. Reviewed on: 3rd July 2026

The best credit agreement you can find

The interest levels and repayments plans, compared to normal credit cards, are night and day. it just doesn’t feel like you’re getting screwed over at all. It’s a fair rate of return, and encourages you to purchase more - knowing you can pay over time without ending up paying out ludicrous amounts of money to do so Reviewed on: 3rd July 2026

Game changing how I manage my money and credit

being able to transfer money so easily as well as have access to credit at a good rate has been a life saver Reviewed on: 3rd July 2026

Great for buying and transferring money.

Great for buying and transferring money. Reviewed on: 3rd July 2026

Lovely people when you call on issues.

Lovely people when you call on issues. And always ready to solve my issues. Reviewed on: 3rd July 2026

Great services

Great services and excellent experience Reviewed on: 3rd July 2026

Great app and offers, 4 months to pay off my fridge...

Great app and offers, 4 months to pay off my fridge or my daughter’s laptop is grand! Reviewed on: 3rd July 2026

A seamless and easy to use app all at your fingertips.

A seamless and easy to use app all at your fingertips. Really like the delivery tracking and adaptability on payment options. Reviewed on: 3rd July 2026

Its been a simple and smooth process

Its been a simple and smooth process Reviewed on: 3rd July 2026

I love the perks and the benefits of paypal and you...

I love the perks and the benefits of paypal and you can use it everywhere Reviewed on: 3rd July 2026

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