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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,536 reviews, last reviewed 13th May 2026
2523850% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy to use and everything is very clear, espec... It’s easy to use and everything is very clear, especially the pay in 3. Reviewed on: 13th May 2026
Elizabeth L's avatar
Elizabeth L

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105536)

Excellent service never have a problem

5
Excellent service never have a problem Reviewed on: 16th April 2026
Emma 's avatar
Emma

Makes life easier

5
Easy and secure spending.. great peace of mind Reviewed on: 16th April 2026
Anonymous's avatar
Anonymous

Never had a problem.

5
Never had a problem. I use PayPal credit consistently as an online payment method and find it is swift efficient and convenient. Reviewed on: 16th April 2026
marcin k's avatar
marcin k

Absolutely hassle free now for years.

5
Absolutely hassle free now for years. Love the flexibility of multi currency and withdrawals always land instantly which is fantastic Reviewed on: 16th April 2026
John b's avatar
John b

Breaching FCA rules to force interest charges

1
​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promotional balance before the end of April expiry. ​Instead, PayPal is misallocating my money to other balances against my will, seemingly to ensure the 0% deal expires so they can charge interest. Customer service has hit a brick wall and refuses to manually intervene. I have a formal complaint open and will be heading to the Financial Ombudsman. Predatory and unlawful. Reviewed on: 16th April 2026
TA's avatar
TA

Really good to know about the payment y

5
Really good to know about the payment y Reviewed on: 16th April 2026
PETErMCCLEAN 's avatar
PETErMCCLEAN

Swift and easy to use over the last 20 years

5
Swift and easy to use over the last 20 years Reviewed on: 16th April 2026
Ian's avatar
Ian

I really can't complain about the services provided.

5
I really can't complain about the services provided. Reviewed on: 16th April 2026
Iulian S's avatar
Iulian S

PayPal user for over 10 years

5
Used PayPal for over 10 years for various purchases and have never had an issue 10/10 highly recommended for anyone wanting hassle free safe buying power and there pay in 3 is a life saver to not break the bank in one hit Reviewed on: 16th April 2026
Warwick w's avatar
Warwick w

paypal is a convenient way to pay when shopping online.

5
paypal is a convenient way to pay when shopping online.paypal credit is also convenient if you want to get something but waiting till next payday. Reviewed on: 16th April 2026
Louise w's avatar
Louise w

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