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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Love pay pall

Pay pal is really safe and I know my purchases are guaranteed Reviewed on: 3rd July 2026

16 years never an issue

Never an issue with anything in 16 years, an i always use online for added security they provide especially with ebay as they protect your cash Reviewed on: 3rd July 2026

Generally good service, no fees for moving money about.

Generally good service, no fees for moving money about. Reviewed on: 3rd July 2026

Happy & satisfied Customer so far!

I like the flexibility with paypal credit when making larger purchases so I can spread the risiing cost of everthing more easily over the months. Straight forward and easy to use finance with protection of purchases when mishaps happen. I would recommend PayPal on their innovative approach to making life easier. Reviewed on: 3rd July 2026

My pal PayPal!

Always speak with a super friendly and helpful adviser on rare occasion I've needed them. Easy, extra safe transactions with multiple payment options. App very intuitive and easy to use. Brilliant all round! Reviewed on: 3rd July 2026

Awesome service.

Awesome service. Been using them for years without issues. Reviewed on: 3rd July 2026

Good over all , but intrest rates way to big

Good over all , but intrest rates way to big Reviewed on: 3rd July 2026

Flexible credit, easy approval.

Flexible credit, easy approval. Reminders to pay. Reviewed on: 3rd July 2026

Pay pal makes me feel safe in an environment full of...

Pay pal makes me feel safe in an environment full of scams Reviewed on: 3rd July 2026

Great service and options to have different plans

Great service and options to have different plans Reviewed on: 3rd July 2026

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