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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,513 reviews, last reviewed 13th May 2026
2522750% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had a consistently positive experience with Pay... I’ve had a consistently positive experience with PayPal. The platform is easy to use, payments are secure, and it makes managing transactions simple a... Read more Reviewed on: 13th May 2026
Krystle H's avatar
Krystle H

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105513)

PayPal is the best and their customer service is top...

5
PayPal is the best and their customer service is top notch Reviewed on: 16th April 2026
Olas's avatar
Olas

flexible credit

4
Buy now and pay balance in full in four months, no interest charges works well for me when budgeting for large expenses Reviewed on: 16th April 2026
Tony G's avatar
Tony G

Overall experience is good with Paypal

4
Overall experience is good with Paypal Reviewed on: 16th April 2026
M A's avatar
M A

Very easy to use and secure couldn’t recommend it en...

5
Very easy to use and secure couldn’t recommend it enough Reviewed on: 16th April 2026
Lauren S's avatar
Lauren S

Very reliable and top quality

5
Very reliable and solid. No issues at all with the seamless service leaving me feel secure. Reviewed on: 16th April 2026
MB's avatar
MB

Good, clear rules set out for consumer, nice benefit...

5
Good, clear rules set out for consumer, nice benefits like paying off in certain amount of time means zero interest. Credit reviewed and upped automatically if applicable! Reviewed on: 16th April 2026
Meghan Wakefield's avatar
Meghan Wakefield

Excellent customer service

5
Always on point great service any issues or problems I ever had was quickly and efficiently resolved Reviewed on: 16th April 2026
Mela's avatar
Mela

Money back when you spend Brilliant

5
Money back when you spend Brilliant Reviewed on: 16th April 2026
EDDIE B's avatar
EDDIE B

Quick and easy to use anywhere!

5
Quick and easy to use anywhere! Reviewed on: 16th April 2026
Sally W's avatar
Sally W

Reminders would be handy and more clarity on which c...

4
Reminders would be handy and more clarity on which credits are due when. Reviewed on: 16th April 2026
Cat's avatar
Cat

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