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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Feel safe with PayPal.

Feel safe with PayPal. Handled a dispute fairly. Great way to pay online. Reviewed on: 3rd July 2026

Fantastic help and useful tool, very good

Fantastic help and useful tool, very good Reviewed on: 3rd July 2026

I've been with PayPal for years, I've used the pay...

I've been with PayPal for years, I've used the pay in 3 with no interest and no problems. I have now just got the PayPal debit card which is easy to use and you can get points for free things. In all the years I've been with them I've never had to contact customer services. I feel my money is safe and can draw it easily from a cash point if needed. Reviewed on: 3rd July 2026

fantastic opportunity, fast payment, accepted in man...

fantastic opportunity, fast payment, accepted in many places, I am very satisfied Reviewed on: 3rd July 2026

Very easy to use, when I have needed to make contact...

Very easy to use, when I have needed to make contact been extremely helpful and managed to deal with my query. Reviewed on: 3rd July 2026

Paypal is a convenient way of paying.

Paypal is a convenient way of paying, particularly online as all your details are automatically entered, eg delivery address. The spread payment over 3/4 instalments with no interest charge is very useful for tailoring finances. Currently paying Paypal instalment from my bank could be a little clearer in its timing and confirmation. Reviewed on: 3rd July 2026

Credit Done The Easy Way

Very easy to use, great 0% offers, physical card to go with the app, all good! Reviewed on: 3rd July 2026

So easy and efficient.

So easy and efficient. Easy to track everything Reviewed on: 3rd July 2026

Gives m peace of mind peace of mind

Gives me peace of mind, knowing they are my guarantees Reviewed on: 3rd July 2026

I use paypal everyday! Affordable and safe!!

I use PayPal everyday it make my payments safer and more affordable! Reviewed on: 3rd July 2026

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