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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Using PayPal for years, highly recommend

Using PayPal for years never had a single issue, they've always been reliable company with highly qualified customer service, any issues are resolved in matter of hours tops. Reviewed on: 3rd July 2026

Perfect app

I've had it for years and it's amazing great I love using it and absolutely awesome Reviewed on: 3rd July 2026

Amazing best credit experience i have ever had

Amazing best credit experience i have ever had Reviewed on: 3rd July 2026

paypal is always there when i need it most

paypal is always there when i need it most Reviewed on: 3rd July 2026

It’s great no issues great customer service

It’s great no issues great customer service Reviewed on: 3rd July 2026

I know I can rely on PayPal to keep me...

I know I can rely on PayPal to keep me safe Reviewed on: 3rd July 2026

I love pay in 3

I love pay in 3, its absolutely amazing for big purchases Reviewed on: 3rd July 2026

Used them for years, never done me wrong.

Used them for years, never done me wrong. Easy and effective. Reviewed on: 3rd July 2026

Its really easy to use and extra peace of mind as a...

Its really easy to use and extra peace of mind as a security concern Reviewed on: 3rd July 2026

I had really bad experience with PayPal assistant

I had really bad experience with PayPal assistant Reviewed on: 3rd July 2026

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