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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Very good service, they are very helpful when you ne...

Very good service, they are very helpful when you need to get them on the telephone. Reviewed on: 3rd July 2026

CONFIDENT IN PAYPAL ACCOUNT MANAGEMENT

Any time I have needed assistance with managing my account, the advisors / customer services have been excellent. Paypal are responsible financial and transparent managers.. Reviewed on: 3rd July 2026

Good services very reliable and fair

Good services very reliable and fair Reviewed on: 3rd July 2026

I have used PayPal credit to help pay for big purcha...

I have used PayPal credit to help pay for big purchases with 0% interest for the first few months which gives me time to pay it off before the interest is added. This helps when you don't have the large sum of money up front but gives you time to break it down and pay it off. Reviewed on: 3rd July 2026

Financial independence

Easy way of getting things done- Financial independence and have the option to pay in instalments without having to worry. Reviewed on: 3rd July 2026

Great offers and solid customer service

Has an issue that was swiftly resolved by helpful customer service - and finding the 4 month no interest offers a great help! Reviewed on: 3rd July 2026

Always look after their customers

I always trust PayPal. It’s the only way I spent online Reviewed on: 3rd July 2026

Convenient PayPal

Always good and reliable service with everything - have been using for many years . Reviewed on: 3rd July 2026

Fabulous v efficient &excellent communication

Fabulous v efficient &excellent communication Reviewed on: 3rd July 2026

Always had good experience using paypal

Always had good experience using paypal Reviewed on: 3rd July 2026

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