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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Incredible service matched by nothing

Incredible service matched by nothing Reviewed on: 3rd July 2026

PayPal is extremely important to me because I am dis...

PayPal is extremely important to me because I am disabled and do a lot of online shopping. Therefore it gives me peace of mind knowing that I am shopping safely and if there is a problem it is nice to know that I am covered by the PayPal recovery service Reviewed on: 3rd July 2026

Exceptional service

Exceptional product, exceptional service and exceptional repayment plan with no interest rate if paid within 4 months of taking out the crwdit. Well done paypal Reviewed on: 3rd July 2026

Love how it is available for payment most places

Love how it is available for payment most places Reviewed on: 3rd July 2026

Pay pal gives you more time to pay back

Pay pal gives you more time to pay back Reviewed on: 3rd July 2026

Outstanding service.

Outstanding service. Easy use. Saw what I wanted. Purchased through the app. Reviewed on: 3rd July 2026

PayPal Credit is refreshingly good!

I have nothing but great things to say about PayPal Credit. It’s a fantastic service that I use all the time, I especially like the 4 months interest free which allows me to spread the payments at no extra cost to me! Reviewed on: 3rd July 2026

Easy and clear to choose no hidden information

Easy and clear to choose no hidden information Reviewed on: 3rd July 2026

PayPal is so quick and easy to use and gives me piec...

PayPal is so quick and easy to use and gives me piece of mind that my money is safe Reviewed on: 3rd July 2026

Payments made straightforward and simple

Payments made straightforward and simple Reviewed on: 3rd July 2026

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