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PayPal: PayPal Credit reviews

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4.90
Based on 106,139 reviews, last reviewed 13th May 2026
2551100% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy customer for 12 years I've been using PayPal for the past 12 years. Never had a bad experience with them. Flexible payment options, I just love it. Quick access to my accou... Read more Reviewed on: 13th May 2026
Vic's avatar
Vic

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106139)

I have had a very positive experience with PayPal.

5
I have had a very positive experience with PayPal. The help they provide is very good and always available when needed. Additionally, I find their security measures to be very reliable and trustworthy. The customer service is also outstanding, ensuring that any issues are promptly addressed. Overall, I highly recommend PayPal for its excellent support and safety features. Reviewed on: 17th April 2026
Ashraf P's avatar
Ashraf P

Nothing but positive things to say about PayPal.

5
Nothing but positive things to say about PayPal. Easy to use, very helpful. My go to! Reviewed on: 17th April 2026
Kieffer G's avatar
Kieffer G

So easy, fast and informative when applying for credit.

5
So easy, fast and informative when applying for credit. Reviewed on: 17th April 2026
Wendy B's avatar
Wendy B

Everything is so easy, kept well informed of any pay...

5
Everything is so easy, kept well informed of any payment I need to make and what I have paid Reviewed on: 17th April 2026
malcolm B's avatar
malcolm B

Using PayPal has made buying so much easier and smoo...

5
Using PayPal has made buying so much easier and smoother and would recommend it to everyone. Reviewed on: 17th April 2026
Dalton's avatar
Dalton

Good credit terms - 4 months interest free!

5
Good credit terms - 4 months interest free! Reviewed on: 17th April 2026
Meghan J's avatar
Meghan J

Very helpful on the phone, easy transactions, purcha...

5
Very helpful on the phone, easy transactions, purchases covered Reviewed on: 17th April 2026
Pierce O'connor's avatar
Pierce O'connor

Very good and quick service always keeping me inform...

5
Very good and quick service always keeping me informed of offers Reviewed on: 17th April 2026
Chris b's avatar
Chris b

Just a few easy touches on my phone and it is done

5
Over the many years that I have been using PayPal thet have been easy to use to transfer money. Very efficient and convenient to use.. Reviewed on: 17th April 2026
Mark Smith's avatar
Mark Smith

Best over all

5
Clear to understand, quick and reliable Reviewed on: 17th April 2026
Anna's avatar
Anna

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