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PayPal: PayPal Credit reviews

4.73
Based on 181,131 reviews, last reviewed 21st Aug 2026
8% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026
MR John 's avatar
MR John

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181131)

I have been with PayPal for a number of years and ha...

5
I have been with PayPal for a number of years and have found them very easy to contact if I have any problems so would be very happy to suggest for people to join them plus with the PayPal card there is the added security that is great. Reviewed on: 3rd July 2026

POOR INFORMATION ABOUT HIDDEN RATES FOR INTERNATIONA...

1
POOR INFORMATION ABOUT HIDDEN RATES FOR INTERNATIONAL TRANSACTIONS BEFORE CARD USE Reviewed on: 3rd July 2026

Over all PayPal have help me very well and I feel ve...

5
Over all PayPal have help me very well and I feel very secure and satisfied with all there services Reviewed on: 3rd July 2026

PayPal user for many years.....

5
I've used PayPal for many years now and have always found it extremely convenient and trustworthy. I've had to dispute a payment for Goods purchased through an advert on Social Media and PayPal customer services were excellent. It's also a great tool for budgeting Reviewed on: 3rd July 2026

Paypal Experience

5
i trust Paypal with purchases, i feel safe and secure and have had no problems whatsoever. Reviewed on: 3rd July 2026

Reliable service easy to use and the app is easy to...

5
Reliable service easy to use and the app is easy to understand Reviewed on: 3rd July 2026

It’s been great so far, can’t fault the company

5
It’s been great so far, can’t fault the company Reviewed on: 3rd July 2026

Ease of use when making a purchase

5
Ease of use when making a purchase Reviewed on: 3rd July 2026

I find paypal easy and seamless.

5
I find paypal easy and seamless. Payment options are good as tou can use different ones fpr different purchases based on your planning and budgeting. I find it quite useful for spreading my purchases tonsuit my budget without straining myself. Communications and alerts are great too. Reviewed on: 3rd July 2026

Definitely recommend.

5
I no exactly what I have spent and how much I have left. If I have any questions I can talk to someone very quickly who are always able to help with what ever I need. Excellent. Reviewed on: 3rd July 2026

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