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PayPal: PayPal Credit reviews

4.73
Based on 181,131 reviews, last reviewed 21st Aug 2026
8% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026
MR John 's avatar
MR John

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181131)

So easy to use ...

5
PayPal is extremely easy to use, I can make trusted payments and the interest free or pay in three options makes budgeting so much easier especially if you have an unexpected cost. It’s easy to check out on purchases, no need to lookup your debit card details and shipping address and the passkey is the icing on the cake! I will not shop with a supplier who doesn’t use PayPal. Reviewed on: 3rd July 2026

Love the pay in 3 with no interest , game changer fo...

5
Love the pay in 3 with no interest , game changer for buying more expensive items Reviewed on: 3rd July 2026

Fantastic service all round .

5
Fantastic service all round . Couldn't ask for a better system.In all respects PayPal is the best system of its kind in existence today. Reviewed on: 3rd July 2026

I feel my money is safe when using PayPal

5
I feel my money is safe when using PayPal Reviewed on: 3rd July 2026

Great product

5
A+++ can not fault my experience with them Reviewed on: 3rd July 2026

Excellent service

5
I have always been able to trust them to settle any fraudulent transactions very quickly and without any problems. They have always been very helpful and not added any stress to me. I would recommend them to all my friends and family Reviewed on: 3rd July 2026

I am a big fan of PayPal.

5
I am a big fan of PayPal., I have influenced my family members and friends into using paypal. Reviewed on: 3rd July 2026

Never had any issues.

5
Never had any issues. Quick, easy to use. Clear details. Reviewed on: 3rd July 2026

Why Paypal is great!

5
PayPal is really handy because it lets you pay for things online in just a few clicks. It keeps your card details private, so it feels a bit safer when shopping. You can also send money to friends and family quickly without much hassle. Reviewed on: 3rd July 2026

Excellent PayPal

5
Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

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