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PayPal: PayPal Credit reviews

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4.90
Based on 106,294 reviews, last reviewed 13th May 2026
2558100% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing experience Very helpfull with everyday life … i could start my little ebay bussiness Reviewed on: 13th May 2026
Maslak's avatar
Maslak

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106294)

PayPal best way to pay for your shopping

5
I am using PayPal very often for over 10 years because it’s safer and easier way for me to pay for my shopping. Very good option for me is pay in three which is very handy when you don’t want to spend at once for your shopping, you just pay in 3 months. I really recommend PayPal for my friends and family. Reviewed on: 17th April 2026
Magdalena's avatar
Magdalena

PayPal is great.

5
PayPal is great. I am only writing this because I want to win £1000. Reviewed on: 17th April 2026
Philphil's avatar
Philphil

Straight forward card

5
No issues with the set up and use of this card Reviewed on: 17th April 2026
Arthur 's avatar
Arthur

Help with your spending.

5
I use paypal for a lot 9f my online purchases. I particularly like that you can pay in 3 installments. Reviewed on: 17th April 2026
Penelope G's avatar
Penelope G

A good option to help you get what you want

5
PayPal credit is a good way to spread payments on expensive items you need to buy. They offer good terms, repayments that are not too expensive and the flexibility to repay in a way that suits you. Reviewed on: 17th April 2026
Joe M's avatar
Joe M

I only use PayPal because it's safe for your money,...

5
I only use PayPal because it's safe for your money, there are very good offers if you shop with PayPal and many benefits. I always recommend my friends to use PayPal. Reviewed on: 17th April 2026
Nora Damyanova's avatar
Nora Damyanova

I like paypal easy to to use.

5
I like paypal easy to to use. Never don't have any problems. Reviewed on: 17th April 2026
Bo's avatar
Bo

Options help me manage tight budget

5
Both the credit & pay in 3 options help me manage a really tight budget. Always had fast response with any query & communication is good for statements, accountability info & upcoming payments Reviewed on: 17th April 2026
Sylvi G's avatar
Sylvi G

More secure than other sites very helpful sort out a...

4
More secure than other sites very helpful sort out any problems good display on all payments and transactions just what I need really and linked to other selling sites not just eBay Reviewed on: 17th April 2026
Jaimie Steward 's avatar
Jaimie Steward

I don't need to pay the full amount for shopping on...

5
I don't need to pay the full amount for shopping online; this can be spread to 3 payments, which is more affordable. Reviewed on: 17th April 2026
Isa's avatar
Isa

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