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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,338 reviews, last reviewed 13th May 2026
2560200% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Customer Services are great! The system made an error on my account, but customer services were amazing and helped me resolve the issue. They're also happy to help with simple enq... Read more Reviewed on: 13th May 2026
Jodie's avatar
Jodie

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106338)

VERY EFFICIENT APP

5
I have never had any problems with PayPal, very efficient and easy to use. I send money to Uganda and Africa and around the world for orphanages and so taken back how quick it reaches, the website and the app is easy to use, the layout is also user friendly which I like I can see what is going on without getting frustrated never had any issues with my Paypal credit very easy to use and also setup a direct debit to pay everything back. All easy and enjoyable. Thank You PayPal. Definitely Recommend. Reviewed on: 17th April 2026
Gods Child 's avatar
Gods Child

Always supportive and responsive

5
Always supportive and responsive Reviewed on: 17th April 2026
Ormond J's avatar
Ormond J

Positive Experience so far

4
I have not had any issues so far with PayPal credit, my experience has been positive.i think I am unsure how the direct debit works as the funds has not been requested from my account so far Reviewed on: 17th April 2026
DW's avatar
DW

I use PayPal for many purchases .

5
I use PayPal for many purchases . It is accurate, fast and easy to use. Reviewed on: 17th April 2026
Susan k's avatar
Susan k

Easy and simple to use with great offers

5
I find the experience of using PayPal credit easy and simple to use, the offers available are very good and it helps when you need that option to spread costs over 4 months to relieve some financial strain. Reviewed on: 17th April 2026
Julian T's avatar
Julian T

Excellent customer service and the app is user frien...

5
Excellent customer service and the app is user friendly Reviewed on: 17th April 2026
Ben I's avatar
Ben I

The Transfer fees is a bit high, and sometimes the d...

4
The Transfer fees is a bit high, and sometimes the direct debit changed by itself Reviewed on: 17th April 2026
Mo Hassan's avatar
Mo Hassan

I don't know what to say it just works for me.

5
I don't know what to say it just works for me. I can see everything I need to. Reviewed on: 17th April 2026
Richard S's avatar
Richard S

Have not had any problems.

5
Have not had any problems. Flexible options and when something goes wrong with a transaction, the assistance is speedy. Reviewed on: 17th April 2026
Adama M's avatar
Adama M

Convenient and simple to use.

5
Convenient and simple to use. Saves sharing bank details directly with retailers Reviewed on: 17th April 2026
Ying T's avatar
Ying T

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