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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,383 reviews, last reviewed 13th May 2026
2562350% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience ... I’ve used PayPal for a few years now and I have had a good experience. Even when I had problems with a transaction, it was resolved and timely too. Reviewed on: 13th May 2026
Chisom A's avatar
Chisom A

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106383)

Payment timing out of my bank

4
The time delay on payments out of my bank makes keeping track a little complicated but cannot fault the interest free rate. Reviewed on: 17th April 2026
Claire J's avatar
Claire J

Excellent solution and easy to use

5
Excellent solution and easy to use Reviewed on: 17th April 2026
A C's avatar
A C

I love PayPal it’s easy to use and never had any iss...

5
I love PayPal it’s easy to use and never had any issues with it Reviewed on: 17th April 2026
Graham S's avatar
Graham S

Easy to use and understand payments and charges.

5
Easy to use and understand payments and charges. Reviewed on: 17th April 2026
Caroline B's avatar
Caroline B

Issues? What issues?

5
Never had any issues or quibbles and any queries they respond swiftly and politely Reviewed on: 17th April 2026
Darren D's avatar
Darren D

Always fast, safe, top-end support

5
Always fast, safe, top-end support Reviewed on: 17th April 2026
viacheslav's avatar
viacheslav

This is a great way to help with financial aid...

5
This is a great way to help with financial aid Reviewed on: 17th April 2026
Angie W's avatar
Angie W

Strongly recommended

5
Strongly recommended and very happy with the service. Reviewed on: 17th April 2026
Marian 's avatar
Marian

All good A1, A1

5
All good A1, did not refund after items went missing!!!! Reviewed on: 17th April 2026
Mr B's avatar
Mr B

So far very happy about using it, can’t complain at...

5
So far very happy about using it, can’t complain at all. Reviewed on: 17th April 2026
Lukasz R's avatar
Lukasz R

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