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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Lots of great features, the pay in three works well,...

Lots of great features, the pay in three works well, interest is reasonable Reviewed on: 3rd July 2026

Very simple, easy and quick!

Very simple, easy and quick! Always happy to use PayPal. Reviewed on: 3rd July 2026

Easy to use.

Easy to use. Never any problems. Reviewed on: 3rd July 2026

It has helped tremendously during the transition of...

It has helped tremendously during the transition of moving cities across the UK - and it is also good that it only works with online purchases - as opposed to having a physical card, therefore better spending management. Reviewed on: 3rd July 2026

Have used for many years.

It's a great and safe way to keep and transfer money to others - friends and family. If there is ever a problem, you can call or chat online to resolve the issue. I've used for many years and will continue to do so. Reviewed on: 3rd July 2026

21st birthday ...

Daughters birthday allowed me 4 months to pay it off Reviewed on: 3rd July 2026

Like the freedom or paying later

Like the freedom or paying later Reviewed on: 3rd July 2026

I always use PayPal for my purchases

I always use PayPal for my purchases Reviewed on: 3rd July 2026

Good for credit and poonts to spend

Good for credit and poonts to spend Reviewed on: 3rd July 2026

Easy to use and understand, straight forward setup a...

Easy to use and understand, straight forward setup and payment plan Reviewed on: 3rd July 2026

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