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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

No complaints ever.

No complaints ever. Always easy to use and never any issues. Reviewed on: 3rd July 2026

Simple and easy

Such an easy way to pay online and now with the credit card even easier. Reviewed on: 3rd July 2026

My go to preferred payment

Customer service is very helpful, interest rates are reasonable and usability is excellent Reviewed on: 3rd July 2026

i have good experience using PayPal for online payme...

i have good experience using PayPal for online payments and transactions its very easy and trustworthy Reviewed on: 3rd July 2026

Amazing App

My Experiance was very good with this app Reviewed on: 3rd July 2026

I love pay pal and recommend it to all my friends ex...

I love pay pal and recommend it to all my friends excellent service. I recently had a issue and they sorted out so effencently. Reviewed on: 3rd July 2026

PayPal is very good and helpful when you need funds...

PayPal is very good and helpful when you need funds and when you need to transfer money Reviewed on: 3rd July 2026

Always ahead

Satisfying and very good at responding to situations Reviewed on: 3rd July 2026

Generally very good - easy to access the App and con...

Generally very good - easy to access the App and contact someone if required Reviewed on: 3rd July 2026

The Best By Miles

Paypal Credit has helped my business run smoothly for many years now. It's always there when I need it, and has helped my online store grow and grow. They're hassle free, always available to help and easy to deal with, communication is excellent. Credit where it's due, Paypal Credit are simply unbeatable ! Reviewed on: 3rd July 2026

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