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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Great service and easy to use

Very easy to use and never had an issue so please with everything so far Reviewed on: 3rd July 2026

I’ve used PayPal for years, for payments and finance

I’ve used PayPal for years, for payments and finance. Seamless. I really can’t fault it. It’s often easier to use PayPal to process payments from my bank than it is to interface with my bank directly. Reviewed on: 3rd July 2026

I always think PayPal is excellent for being there i...

I always think PayPal is excellent for being there in any situation i can always depend on them for help if I need it i wouldn’t be without my PayPal account Reviewed on: 3rd July 2026

There when you need it

There when you need it and secure so you know your payment is safe Reviewed on: 3rd July 2026

Paypal credit makes purchases easy.

Buying my daughter a television was super easy with paypal credit. Reviewed on: 3rd July 2026

So easy. Great idea

So easy to set up & easy to use. Reviewed on: 3rd July 2026

Paypal all the way

Paypal are pleasure to use and deal with Reviewed on: 3rd July 2026

Easy to use

Easy to use and very useful for breaking down payments into smaller amounts Reviewed on: 3rd July 2026

The credit card is excellent.

The credit card is excellent. Lots of interest free offers allowing time to pay. Reviewed on: 3rd July 2026

very good for cashback,especially for paypay plus

very good for cashback,especially for paypay plus Reviewed on: 3rd July 2026

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