Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,488 reviews, last reviewed 13th May 2026
2567250% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They offer a wide range of payment options and rates... They offer a wide range of payment options and rates are very reasonable. Reviewed on: 13th May 2026
NoisB 's avatar
NoisB

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (106488)

Good experience

5
Great service. Feel confident and protected after each purchase. Reviewed on: 17th April 2026
Barry N's avatar
Barry N

Good customer care, professional and prompt response...

5
Good customer care, professional and prompt response to queries Reviewed on: 17th April 2026
Rutendo J's avatar
Rutendo J

100% review

5
all my dealings with paypal have been 100%.satisfactory. 100%. 100% . 100%. i dont have to say any more. Reviewed on: 17th April 2026
francis d cooke's avatar
francis d cooke

Recommend

5
Great service, easy to use, no interest you can’t complain Reviewed on: 17th April 2026
Jamie r's avatar
Jamie r

Great customer service and love the flexibility

5
Great customer service and love the flexibility Reviewed on: 17th April 2026
Bas 's avatar
Bas

Always pay by PayPal credit where possible.

5
Always pay by PayPal credit where possible. So easy, safe, and secure Reviewed on: 17th April 2026
Joanne P's avatar
Joanne P

Easy to use, simple for anyone to understand

5
Easy to use, simple for anyone to understand Reviewed on: 17th April 2026
Tracy s's avatar
Tracy s

Good for paying those unexpected surprises. ..

5
Good for paying those unexpected surprises, helps you with a little more time. Reviewed on: 17th April 2026
GJS's avatar
GJS

All good easy to use and feel safer making online...

5
All good easy to use and feel safer making online purchases Reviewed on: 17th April 2026
Nic D's avatar
Nic D

Does what it’s supposed to do

4
Never had a problem, money goes in, money goes out. PayPal plus is great though. Reviewed on: 17th April 2026
Stephanie S's avatar
Stephanie S

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill