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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,546 reviews, last reviewed 13th May 2026
2570000% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing experience with friendly interface. Amazing experience with friendly interface. No fee on pay in 3 which is not matched by anyone. Reviewed on: 13th May 2026
Hafiz T's avatar
Hafiz T

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106546)

Very helpful service, especially pay in three

5
Very helpful service, especially pay in three Reviewed on: 17th April 2026
Artem 's avatar
Artem

All good.

5
All good. I don’t have any issues and never did. No complaints, security is excellent and I feel a sense of peace when using this service. Reviewed on: 17th April 2026
Eastman's avatar
Eastman

Great options for payment.

5
Great options for payment including pay in 3 interest free. Also the feeling of being safe making payments online. Really happy with the new PayPal+ building up points to redeem Reviewed on: 17th April 2026
Jane M's avatar
Jane M

It was excellent service that i used by using Paypal

5
It was excellent service and i would definitely recommend to my family and friends Reviewed on: 17th April 2026
Sujal Bhoi's avatar
Sujal Bhoi

Very accessible and very reliable

5
Very accessible and very reliable Reviewed on: 17th April 2026
Jamie's avatar
Jamie

Excellent custumor service,always there for you

5
Excellent custumor service,always there for you Reviewed on: 17th April 2026
Nela B's avatar
Nela B

Easy to use

5
Easy to use, the interest rate is good and there are plenty of finance options to suit your budget Reviewed on: 17th April 2026
kayL's avatar
kayL

Paypal credit chane to buy items..

5
Paypal credit give me chane to buy expenses items that I can't afford straight away,so I pay it off in 3 installments and it's easy on my credit so I can do other things Reviewed on: 17th April 2026
Jay W's avatar
Jay W

Helpful for anyone

5
Very helpful for people who can’t pay outright for things. Reviewed on: 17th April 2026
Carly's avatar
Carly

Using PayPal is very easy to pay for items & it gUsi...

5
Using PayPal is very easy to pay for items & it gUsing PayPal is very easy for paying items, and it provides reassurance if something goes wrong. I ordered an item from a company where the item didn't arrive. I queried the transaction through the PayPal app, and they reversed the payment into my account immediately. Reviewed on: 17th April 2026
Wizzo Wizzo's avatar
Wizzo Wizzo

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