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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Good experience

I have good experience with paypal Reviewed on: 3rd July 2026

Very good experience, always provides support and qu...

Very good experience, always provides support and quick to resolve issues. Reviewed on: 3rd July 2026

Easy to make payments with security.

Easy to make payments with security. Fast service and good communication. I had a problem with non receipt of goods and they sorted it within a couple of days and I got my money back. Reviewed on: 3rd July 2026

Easy and quick

Easy and quick - to use, no hassle Reviewed on: 3rd July 2026

Paypal is everything needed.

Paypal is everything needed. It's great having the credit and the pay in 3 options. Makes being able to afford things so much easier and easier to budget. Reviewed on: 3rd July 2026

Easy to use, safe & flexible

Always been easy to use PayPal including different ways of paying for ease for big purchases. Quick, easy and safe. Reviewed on: 3rd July 2026

Super easy and secure

Super easy to use and always makes me feel secure when buying things online. When I’ve had an issue and emailed, they’ve gotten back quickly and provided support. I would recommend PayPal to anyone who does online purchases Reviewed on: 3rd July 2026

Easy to use, app is great to navigate and I can use...

Easy to use, app is great to navigate and I can use at most retailers on line. Reviewed on: 3rd July 2026

Fantastic resource

I find Paypal easy to use and I find their messaging system to be an efficient way of communicating with customers. It would,however, be nice to have the option of talking to someone on tbe phone and the phone number is not always easy to find. Reviewed on: 3rd July 2026

Brilliant.

Brilliant. Easy to use and no hassle Reviewed on: 3rd July 2026

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