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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106581 reviews)

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4.90

Based on 106,581 reviews, last reviewed 13th May 2026

2571550% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very easy to use Very easy to use, excellent for 0% interest over 4 months Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106581)

Flexible Payments, Clear Control, and Seamless Tracking

I like the 0% credit. It’s easy to pay for things and I can choose how to pay as I have several cards linked. The app also provides easy access to all my information and credit. The delivery tracking is great and serves as a helpful reminder. Reviewed on: 17th April 2026

Have had my account for years and never had any...

Have had my account for years and never had any issues Reviewed on: 17th April 2026

Fast and furious

Just so easy to use and quicker than putting your bank details in every time you purchase items of internet Reviewed on: 17th April 2026

Flawless.

I've used PayPal for years and it's always flawless. Reviewed on: 17th April 2026

So good even techno phobics find it easy

So good even techno phobics can use it it's straightforward no catches Reviewed on: 17th April 2026

Regular user of PayPal.

Regular user of PayPal. Very easy to use. Outstanding payments are shown clearly in the app and is very user friendly. Reviewed on: 17th April 2026

A friend with financial benefits

I’ve used various ways of paying for more expensive items over three or four months without interest Reviewed on: 17th April 2026

Very easy to use.

Very easy to use. Gives peace of mind. Reviewed on: 17th April 2026

The only way I pay for online purchases to stay safe

The only way I pay for online purchases as it keeps my details safe, and has added protection if things go wrong. Now I also have a PayPal card for my in person purchases which also gives me great extra points for saving and brilliant offers that match my shopping habits. Reviewed on: 17th April 2026

Weather it's a dispute or anything else it's so easy...

Weather it's a dispute or anything else it's so easy to get a resolve. And the 4 moth 0% interest is great Reviewed on: 17th April 2026

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