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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Safe and flexible payments

PayPal allow me to do any purchases online with confidence and security. Also provides flexible payment options. Reviewed on: 3rd July 2026

The best thing that’s ever happend to me

The best thing that’s ever happend to me. I can buy things I’ve always wanted and they give you time to pay it off. I’ve been able to get my sisters birthday gifts a spa and everything else. Without PayPal credit I would be gutted. I highly recommend this. You will get a credit amount based on what is good for you. Don’t miss out!! Reviewed on: 3rd July 2026

PayPal Credit

PayPal credit has been a very simple and effective way of spreading the cost of larger purchases over multiple months, without any additional interest. I was able to buy a new GPS device and spread the cost over 3 months with no interest. This made it much more affordable, PayPal kept me updated as to when the payments would be taken so I knew when to expect them and could make sure I had enough in my account to cover them! Reviewed on: 3rd July 2026

PayPal Service

PayPal gives you security on your purchases and are very good with helping when there are any issues. Reviewed on: 3rd July 2026

Great for budgeting!

We find it really useful to budget to purchases and it makes things more affordable. Reviewed on: 3rd July 2026

Paypal credit is excellent, allows 0% over 4 months...

Paypal credit is excellent, allows 0% over 4 months or in three payments which is brilliant for planning those larger purchases and not incuring any additional charges. Reviewed on: 3rd July 2026

Fast, reliable, and unmatched customer service!

I’ve been using PayPal for a long time, and it has always been incredibly fast, reliable, and trustworthy. You never have to worry about your transactions. But what truly sets them apart is their customer service. Whenever I’ve had a question or needed help, their team resolved it quickly and professionally. Reviewed on: 3rd July 2026

Had my PayPal on direct debit for 7 years.

Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on paypals end. Now had a poor credit score sent in from them and charged late payment fee. Yet the payment went out with no issues as usual… Why is this my fault that they can’t run their company efficiently… poor show PayPal. Up till this week it would have been a glowing review! Reviewed on: 3rd July 2026

Easy to use.

Easy to use. Good customer service Reviewed on: 3rd July 2026

Really easy to use and convenient.

Really easy to use and convenient. Reviewed on: 3rd July 2026

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