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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

It just works!

I’ve been using PayPal for years and it’s been a great experience the whole way through. It’s very easy to use, whether I’m sending money, receiving payments, or checking out online. I’ve never run into any issues — no glitches, no dropped transactions, nothing. It’s a trustworthy platform, and honestly, it gives me a lot of confidence knowing my money and personal info are handled securely. Highly recommend if you want a payment service that just works. Reviewed on: 3rd July 2026

You've always sorted out any problems I've had

You've always sorted out any problems I've had Reviewed on: 3rd July 2026

Good value and service providers.

Good value and service providers. Reviewed on: 3rd July 2026

I use the 4 months 0 percent which works for me a tr...

I use the 4 months 0 percent which works for me a treat.i have made many transactions using this method whereas I wouldn't have been able to normally. Reviewed on: 3rd July 2026

Brilliant service & so easy to use.

Brilliant service & so easy to use. Reviewed on: 3rd July 2026

So easy and convenient to use.

So easy and convenient to use. My go to for all payments Reviewed on: 3rd July 2026

Excellent payment transaction service

Paypal is so easy and an excellent payment transaction service. I tend to use often because I know that I can trust the service. Would highly recommend to anyone. Reviewed on: 3rd July 2026

Becwal01

Love using PayPal, it's secure, safe & the best way to pay for goods, pay a business or friends & family. Reviewed on: 3rd July 2026

Very useful!

Very useful! I use it all the time. Reviewed on: 3rd July 2026

It has been amazing using PayPal.

It has been amazing using PayPal. Easy and fast access Reviewed on: 3rd July 2026

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