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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106611 reviews)

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4.90

Based on 106,611 reviews, last reviewed 13th May 2026

2572950% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

4 months 0%, great customer service! Love that you can pay over 4 months with 0% interest on a rolling basis, it’s great. Have had a couple of queries/disputes to raise, PayPal have alway... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106611)

More control

PayPal credit has allowed me to take control of my finances. The 0% has saved me in credit card interest. Reviewed on: 17th April 2026

It is very efficient and reliable to understand.

It is very efficient and reliable to understand. Reviewed on: 17th April 2026

Instructions were clear and steps at each stage easy...

Instructions were clear and steps at each stage easy to follow. The ios app is well designed and user friendly Reviewed on: 17th April 2026

I love PayPal

Excellent I use PayPal credit for online purchases it’s safe and convenient with choice of 4 months interest free and pay in 3 it makes budgeting easy Reviewed on: 17th April 2026

It is very handy to pay back in 4 months the purchase.

It is very handy to pay back in 4 months the purchase. Reviewed on: 17th April 2026

Always use it so easy .

Always use it so easy . Great way to use money in your paypal account without having to transfer it to your bank account Reviewed on: 17th April 2026

Ive been using PayPal credit for a while and never h...

Ive been using PayPal credit for a while and never had any issues, it allows me to purchase things I need when money is a little tight so I can spread the cost Reviewed on: 17th April 2026

When I've had a problem it's been sorted very quickly.

When I've had a problem it's been sorted very quickly. Reviewed on: 17th April 2026

Easy to use app, clear breakdown of funds and credit...

Easy to use app, clear breakdown of funds and credit terms Reviewed on: 17th April 2026

Its quick and easy to use.

Its quick and easy to use. No hassle and can be used for everything and the rreards are great Reviewed on: 17th April 2026

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