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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Easy to use service, very good for small business

Easy to use service, very good for small business Reviewed on: 3rd July 2026

Financial mate at your side

I have been using PayPal since it first started with E-Bay. I have found that they are quick to solve disputes between myself and any difficult seller, they step in quickly when informed of the problem and usually solve it within a few days Reviewed on: 3rd July 2026

PayPal is the only right choice when making purchases

When making purchases online, I always look to see if PayPal is a checkout option, wether it’s an instant payment or credit, or take 3, it just feels safer & more Secure using PayPal as my trusted method for any purchases, on the rare occasion PayPal is not a checkout option, I actually choose NOT to purchase as this flags the site may be unsafe to me & not trusted by PayPal! Reviewed on: 3rd July 2026

Really easy to apply

Really easy to apply, everything is explained clearly and makes shopping for those important big items easier Reviewed on: 3rd July 2026

Trouble free payments 3 payment plans and good credi...

Trouble free payments 3 payment plans and good credit if needed Reviewed on: 3rd July 2026

Always there when you need them.

Always there when you need them. Safe secure & reliable. Have been a PayPal credit customer for over a decade and never had any issues. Thank you Reviewed on: 3rd July 2026

Customer service

Excellent customer service and good all around Reviewed on: 3rd July 2026

It’s great!

I’ve used PayPal a few times to pay for bigger gifts and purchases so I can pay smaller amounts over a certain amount of time making me less stressed about money. Reviewed on: 3rd July 2026

Very good credit to but my computer

Very good credit to but my computer Reviewed on: 3rd July 2026

Very happy with how PayPal works

Very happy with how PayPal works Reviewed on: 3rd July 2026

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