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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106629 reviews)

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4.90

Based on 106,629 reviews, last reviewed 13th May 2026

2573800% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

User friendly amazing Easy user friendly amazing tension free Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106629)

Easy and simple to apply.

Easy and simple to apply. Able to monitor outstanding credit really quickly. Working with lots of retialers so lots of opportunities to use if needed. 0% works really well for short term spreading of a larger purchase Reviewed on: 17th April 2026

Easy to use clear payments information easy to mabag...

Easy to use clear payments information easy to mabage and view payment plans Reviewed on: 17th April 2026

Really good and value for money is ace

Really good and value for money is ace Reviewed on: 17th April 2026

The best online bank I ever had.

The best online bank I ever had. Reviewed on: 17th April 2026

Seamless transactions every time.

Seamless transactions every time. Issues dealt with quickly and properly. Reviewed on: 17th April 2026

I think Paypal is really good especially when they p...

I think Paypal is really good especially when they provide a 0% interest if you pay within 4 months and pay in 3. Gives you more freedom to spend but a deadline to keep to. Very reasonable as well unlike other competitors who allow you to set ridiculous deadlines and break purchases into tens of small payments Reviewed on: 17th April 2026

Paypal is very secure and easy to navigate

I have always felt secure using PayPal since whenever I needed customers service support the have been extremely helpful and efficient in resolving any issues I have Reviewed on: 17th April 2026

It is easy to use! Helpful customer service!

It is easy to use, frendly and helpful customer service (accessible human not AI). Reviewed on: 17th April 2026

More control

PayPal credit has allowed me to take control of my finances. The 0% has saved me in credit card interest. Reviewed on: 17th April 2026

It is very efficient and reliable to understand.

It is very efficient and reliable to understand. Reviewed on: 17th April 2026

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