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PayPal: PayPal Credit reviews

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4.90
Based on 106,642 reviews, last reviewed 14th May 2026
2574400% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

AmazingI ike it I ike it it’s amazing thanks a lot Reviewed on: 14th May 2026
Amazing 's avatar
Amazing

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106642)

I have been using paypal for years with no problems...

5
I have been using paypal for years with no problems any issues resolved quickly way better than banks also the added bonus of crypto too Reviewed on: 17th April 2026
Gareth h's avatar
Gareth h

I have never had any doubt that PayPal will sort any...

5
I have never had any doubt that PayPal will sort anything out for you if you are being upfront. Reviewed on: 17th April 2026
Looby's avatar
Looby

It’s great, any disputes are dealt with quickly and...

5
It’s great, any disputes are dealt with quickly and a resolution usually favours the correct party. Reviewed on: 17th April 2026
Stephen G's avatar
Stephen G

Easy and simple to apply.

5
Easy and simple to apply. Able to monitor outstanding credit really quickly. Working with lots of retialers so lots of opportunities to use if needed. 0% works really well for short term spreading of a larger purchase Reviewed on: 17th April 2026
Dan's avatar
Dan

Easy to use clear payments information easy to mabag...

5
Easy to use clear payments information easy to mabage and view payment plans Reviewed on: 17th April 2026
Anthony K's avatar
Anthony K

Really good and value for money is ace

5
Really good and value for money is ace Reviewed on: 17th April 2026
Ryan Parker's avatar
Ryan Parker

The best online bank I ever had.

5
The best online bank I ever had. Reviewed on: 17th April 2026
Lawand A's avatar
Lawand A

Seamless transactions every time.

5
Seamless transactions every time. Issues dealt with quickly and properly. Reviewed on: 17th April 2026
Andrew C's avatar
Andrew C

I think Paypal is really good especially when they p...

5
I think Paypal is really good especially when they provide a 0% interest if you pay within 4 months and pay in 3. Gives you more freedom to spend but a deadline to keep to. Very reasonable as well unlike other competitors who allow you to set ridiculous deadlines and break purchases into tens of small payments Reviewed on: 17th April 2026
Leah M's avatar
Leah M

Paypal is very secure and easy to navigate

5
I have always felt secure using PayPal since whenever I needed customers service support the have been extremely helpful and efficient in resolving any issues I have Reviewed on: 17th April 2026
NickyOlive's avatar
NickyOlive

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