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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

PayPal is secure and convenient.

I shop online and pay for everything via PayPal; it’s safe and convenient. Reviewed on: 3rd July 2026

Used PayPal for years, never let me down, always rel...

Used PayPal for years, never let me down, always reliable, all the finance options are great Reviewed on: 3rd July 2026

Easy to use but could be better at notifications

Easy to use but could be better at notifications Reviewed on: 3rd July 2026

Very helpful and amazing brilliant

Very helpful and amazing was very easy to use Reviewed on: 3rd July 2026

Never had any problems with payments and help with r...

Never had any problems with payments and help with returns . Reviewed on: 3rd July 2026

Fair and transparent with charges etc

Fair and transparent with charges etc Reviewed on: 3rd July 2026

Great customer service, excellent credit facilities

Always positive interaction when dealing with customer services, credit facilities excellent Reviewed on: 3rd July 2026

Had Paypal credit for years and their choice of ways...

Had Paypal credit for years and their choice of ways to pay back credit is the best. Reviewed on: 3rd July 2026

Flexible and convenient, so easy to use and pay bac...

Flexible and convenient, so easy to use and pay back what you want Reviewed on: 3rd July 2026

Very easy to use and set up.

Very easy to use and set up. Clear and transparent terms and conditions with a great interest free period Reviewed on: 3rd July 2026

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