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PayPal: PayPal Credit reviews

4.73
Based on 181,131 reviews, last reviewed 21st Aug 2026
8% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026
MR John 's avatar
MR John

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181131)

PayPal is easy to use both in terms of making paymen...

5
PayPal is easy to use both in terms of making payment and being able to keep track of what is outstanding Reviewed on: 3rd July 2026

A very reliable and trustworthy company.

5
I have been with PayPal for a long long time. I have had a few problems with sellers and even when a bit tricky to deal with PayPal have always been able to sort it out. Reviewed on: 3rd July 2026

I like pay in 3 it works great for me!

5
I like pay in 3 it works great for me! Every time I buy a item over £50 I spread the cost over 3 months with 0% Reviewed on: 3rd July 2026

While the platform offers a broad range of services,...

4
While the platform offers a broad range of services, it is advisable to monitor payment transactions closely. Occasional issues can arise where automatic payments may not be processed successfully. Therefore, a proactive approach to payment verification is recommended. This will help prevent any potential service disruptions. Staying vigilant regarding payment statuses ensures a smooth user experience. Reviewed on: 3rd July 2026

Easy peasy banking

5
Totally Hassle free banking unlike others Reviewed on: 3rd July 2026

Paypal are always there to help you...

5
Paypal are always ready to help you pay for the things you want instantly. They sort disputes of items not received or faulty asap with up to date reports. Reviewed on: 3rd July 2026

All my experiences with PayPal have been fantastic b...

5
All my experiences with PayPal have been fantastic both payments and mony paid to me. Dispute resolution is fantastic to. Reviewed on: 3rd July 2026

Absolutely excellent, good and everywhere

5
Absolutely excellent, good and everywhere Reviewed on: 3rd July 2026

Super easy to use and set up and guaranteed safety a...

5
Super easy to use and set up and guaranteed safety and security using PayPal Reviewed on: 3rd July 2026

Easy to use and tge 4 months interest free is...

5
Easy to use and tge 4 months interest free is great Reviewed on: 3rd July 2026

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