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PayPal: PayPal Credit reviews

4.73
Based on 181,131 reviews, last reviewed 21st Aug 2026
8% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026
MR John 's avatar
MR John

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181131)

Quick and easy to use.

5
Quick and easy to use. Hassle free Reviewed on: 3rd July 2026

It’s easy and straightforward, you can link with you...

4
It’s easy and straightforward, you can link with your friends very fast Reviewed on: 3rd July 2026

Have used PayPal for years.

5
Have used PayPal for years. I feel my payments are safe and secure and whenever I’ve had any issues PayPal have resolved them quickly and efficiently. Reviewed on: 3rd July 2026

SAFE ,SECURE AND WORRY FREE

5
Piece of mind, so glad it’s there to take care of my payments. It’s SAFE AND SECURE AND FAST. Totally worry free! Reviewed on: 3rd July 2026

Very very good company at all.

5
Very very good company at all.never had problem .I use pay pal many many years. Reviewed on: 3rd July 2026

Supper handy service

5
Supper handy service to have available for making payment or just to split payments up Reviewed on: 3rd July 2026

Positive experience

5
Ready to use great rates and customer service. Reviewed on: 3rd July 2026

PayPal credit can buy Dream Products with ease

5
PayPal made my life much better and easier with the best credit card options when I needed purchase quality products. The installments to pay back was so easy as it offered interest free credit to certain extent and as a regular customer I am very happy to purchase with PayPal. Reviewed on: 3rd July 2026

I find the app easy to use, the PayPal credit is a g...

5
I find the app easy to use, the PayPal credit is a great feature and helps me control my finances better Reviewed on: 3rd July 2026

I have been a member for over 12 years great servic...

5
I have been a member for over 12 years great service with fantastic customer service. Reviewed on: 3rd July 2026

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