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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,131 reviews, last reviewed 21st Aug 2026
8% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026
MR John 's avatar
MR John

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181131)

Really good options for flexible payments

5
Really good options for flexible payments Reviewed on: 3rd July 2026
Megan F's avatar
Megan F

Happy customer

5
Easy app, makes my shopping much more easier Reviewed on: 3rd July 2026
Zivile 's avatar
Zivile

This is the most efficient way to transfer money bet...

5
This is the most efficient way to transfer money between people, and the credit card provides more features than most others. Reviewed on: 3rd July 2026
James 's avatar
James

Safety when buying from suppliers.

5
the payment plans are good and if you have a problem with suppliers they sort it out. Reviewed on: 3rd July 2026
Gary Davies's avatar
Gary Davies

PayPal - really easy to use

5
I find PayPal really easy to use and informative and it works well for me; the pay in 3 options, great for a single parent who needs to get through life Reviewed on: 3rd July 2026
Jane M's avatar
Jane M

Greatest

5
Great easy safe value excellent smooth job CT Reviewed on: 3rd July 2026
Anthony J's avatar
Anthony J

Had to wait longer to get an agent

3
Had to wait longer to get an agent Reviewed on: 3rd July 2026
Kartum's avatar
Kartum

Quick response, quick calls always help with any iss...

5
Quick response, quick calls always help with any issues Reviewed on: 3rd July 2026
Lena 's avatar
Lena

It's very good; I like how everything works.

5
It's very good; I like how everything works. Reviewed on: 3rd July 2026
Andrei V's avatar
Andrei V

I use it almost daily and I love it.

5
A+++. Every time. I like the new options being added every now and then, I love pay in 3 and 4 months 0% offers! Reviewed on: 3rd July 2026
Renata K's avatar
Renata K

Review PayPal: PayPal Credit now

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