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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106665 reviews)

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4.90

Based on 106,665 reviews, last reviewed 14th May 2026

2575450% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use and very simple to understand overall ve... Easy to use and very simple to understand overall ver good Reviewed on: 14th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106665)

Seamless transactions every time.

Seamless transactions every time. Issues dealt with quickly and properly. Reviewed on: 17th April 2026

I think Paypal is really good especially when they p...

I think Paypal is really good especially when they provide a 0% interest if you pay within 4 months and pay in 3. Gives you more freedom to spend but a deadline to keep to. Very reasonable as well unlike other competitors who allow you to set ridiculous deadlines and break purchases into tens of small payments Reviewed on: 17th April 2026

Paypal is very secure and easy to navigate

I have always felt secure using PayPal since whenever I needed customers service support the have been extremely helpful and efficient in resolving any issues I have Reviewed on: 17th April 2026

It is easy to use! Helpful customer service!

It is easy to use, frendly and helpful customer service (accessible human not AI). Reviewed on: 17th April 2026

More control

PayPal credit has allowed me to take control of my finances. The 0% has saved me in credit card interest. Reviewed on: 17th April 2026

It is very efficient and reliable to understand.

It is very efficient and reliable to understand. Reviewed on: 17th April 2026

Instructions were clear and steps at each stage easy...

Instructions were clear and steps at each stage easy to follow. The ios app is well designed and user friendly Reviewed on: 17th April 2026

I love PayPal

Excellent I use PayPal credit for online purchases it’s safe and convenient with choice of 4 months interest free and pay in 3 it makes budgeting easy Reviewed on: 17th April 2026

It is very handy to pay back in 4 months the purchase.

It is very handy to pay back in 4 months the purchase. Reviewed on: 17th April 2026

Always use it so easy .

Always use it so easy . Great way to use money in your paypal account without having to transfer it to your bank account Reviewed on: 17th April 2026

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