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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,669 reviews, last reviewed 14th May 2026
2575650% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up Easy to set up and clear instructions Reviewed on: 14th May 2026
Alec D's avatar
Alec D

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106669)

Instructions were clear and steps at each stage easy...

5
Instructions were clear and steps at each stage easy to follow. The ios app is well designed and user friendly Reviewed on: 17th April 2026
Charlotte 's avatar
Charlotte

I love PayPal

5
Excellent I use PayPal credit for online purchases it’s safe and convenient with choice of 4 months interest free and pay in 3 it makes budgeting easy Reviewed on: 17th April 2026
Cassie's avatar
Cassie

It is very handy to pay back in 4 months the purchase.

5
It is very handy to pay back in 4 months the purchase. Reviewed on: 17th April 2026
romeo florica's avatar
romeo florica

Always use it so easy .

5
Always use it so easy . Great way to use money in your paypal account without having to transfer it to your bank account Reviewed on: 17th April 2026
Beverley Tanner's avatar
Beverley Tanner

Ive been using PayPal credit for a while and never h...

5
Ive been using PayPal credit for a while and never had any issues, it allows me to purchase things I need when money is a little tight so I can spread the cost Reviewed on: 17th April 2026
ListyV's avatar
ListyV

When I've had a problem it's been sorted very quickly.

5
When I've had a problem it's been sorted very quickly. Reviewed on: 17th April 2026
Ian M's avatar
Ian M

Easy to use app, clear breakdown of funds and credit...

5
Easy to use app, clear breakdown of funds and credit terms Reviewed on: 17th April 2026
David Johnstone's avatar
David Johnstone

Its quick and easy to use.

5
Its quick and easy to use. No hassle and can be used for everything and the rreards are great Reviewed on: 17th April 2026
Andrew g's avatar
Andrew g

I have used PayPal for the past 10 years, it has bee...

5
I have used PayPal for the past 10 years, it has been fantastic for purchases that I’ve not had the funds for at the time so used PayPal credit. It’s also been fantastic for the extra security on purchases so will continues to use Reviewed on: 17th April 2026
Abbi B's avatar
Abbi B

Flexibility and easy access

5
You need to worry about make payments straight after purchase an item Reviewed on: 17th April 2026
Didisa T's avatar
Didisa T

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