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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Very good experience with this company

Very good experience with this company Reviewed on: 3rd July 2026

Paypal credit

Great for spreading the cost, building credit and low monthly repayments, makes shopping hassle free and i use all the time, can repay more when needed, the app is easy to use and can set up a direct debit for repayments so you dont forget. Reviewed on: 3rd July 2026

I was using PayPal years with confidence also good s...

I was using PayPal years with confidence also good service and I love the system spread the cost. Thanks Reviewed on: 3rd July 2026

Great service

Great service all round good customer service and easy to set up. Reviewed on: 3rd July 2026

I have been using PayPal for long time it's my favou...

I have been using PayPal for long time it's my favourite app and am verey satisfied with PayPal safe and trustworthy. Reviewed on: 3rd July 2026

Bad experience

My last experience trying to get my money back from Nike was a great put off. The item never came. Even to.this day the item never came and Paypal was a let down. But Barclays customer service was great!!!! So for that reason these days I am sceptical buying stuff from new companies via paypal. Reviewed on: 3rd July 2026

Safe way to shop, spread the cost over three install...

Safe way to shop, spread the cost over three installments and interest free credit options Reviewed on: 3rd July 2026

company prevented from taking payments the paypal way .

when a company took money through my account when they should not have done ,paypal agent helped me sort it out quickly and efficiently .agent explained how to stop payments in error from happening again . Reviewed on: 3rd July 2026

Savior always

PayPal in helpful, it is the go to place Reviewed on: 3rd July 2026

Great customer service and very helpful

Great customer service and very helpful Reviewed on: 3rd July 2026

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