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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Used for three years never a issue simply to use and...

Used for three years never a issue simply to use and u destined Reviewed on: 3rd July 2026

Reliable

Easy to use. reliable. Recommend to anyone. Reviewed on: 3rd July 2026

I have used Pay Pal Credit on a number of occasions...

I have used Pay Pal Credit on a number of occasions its a great way to spread the cost of large items. I buy it and pay it back in the 4 months with no Interest . I am told each month which items are about to run out so I make sure I pay enough to finish them in time. Reviewed on: 3rd July 2026

Enjoy using payment options and credit on larger pur...

Enjoy using payment options and credit on larger purchases. Reviewed on: 3rd July 2026

Very convenient for large, one-off purchases

Very convenient for large, one-off purchases such as clothing or plane tickets. Having the card is great because you can use it in physical shops, and anywhere that accepts MasterCard. Make sure to keep track of your spending in the app though. Reviewed on: 3rd July 2026

Easy to use and great customer service

Easy to use and great customer service Reviewed on: 3rd July 2026

Amazing as always

Amazing love paypal im protected Reviewed on: 3rd July 2026

Best spread the cist card.

Love using PayPal to purchase goods over £109, as the cost is spread over 4 months. Love having the actual card for places, which is not many that does not come up with PayPal symbol. Reviewed on: 3rd July 2026

Modern app, secure , easy access to customer service.

Modern app, secure , easy access to customer service. Reviewed on: 3rd July 2026

Helpful and polite customer service.

Helpful and polite customer service. The app is user friendly. Cash back program is better than other banks Reviewed on: 3rd July 2026

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