Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106672 reviews)

View other PayPal products

4.90

Based on 106,672 reviews, last reviewed 14th May 2026

2575800% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Amazing experience, never had any issues with paypal. Amazing experience, never had any issues with paypal. They've even helped me out when my purchased never showed up. Were more than happy to help and g... Read more Reviewed on: 14th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (106672)

Its quick and easy to use.

Its quick and easy to use. No hassle and can be used for everything and the rreards are great Reviewed on: 17th April 2026

I have used PayPal for the past 10 years, it has bee...

I have used PayPal for the past 10 years, it has been fantastic for purchases that I’ve not had the funds for at the time so used PayPal credit. It’s also been fantastic for the extra security on purchases so will continues to use Reviewed on: 17th April 2026

Flexibility and easy access

You need to worry about make payments straight after purchase an item Reviewed on: 17th April 2026

PayPal has always had incredible support, flexible p...

PayPal has always had incredible support, flexible payment options and if needing to dispute anything their response time is great. Reviewed on: 17th April 2026

Best experience ever!

Best experience ever!!! So easy to use and quite good amountof money that I can use every day. Reviewed on: 17th April 2026

Really widely accepted, simple to understand what cr...

Really widely accepted, simple to understand what credit is outstanding and easy to manage the repayments as a result. Reviewed on: 17th April 2026

Perfect PayPal! .

Never have a problem with PayPal. Can always speak to a customer advisor if I need to. Reviewed on: 17th April 2026

Straight forward and reliable, a trusted company pr...

Straight forward and reliable, a trusted company providing good value with payment options. Gives myself purchasing independence. Reviewed on: 17th April 2026

I am with PayPal from 2020 and this is the perfect c...

I am with PayPal from 2020 and this is the perfect choice Reviewed on: 17th April 2026

Excellent service and really good communication.

Excellent service and really good communication. Had a small issue with a supplier a while back and paypal was brilliant at getting the issue resolved. Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.89 from 369 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 50588 reviews
Payments
from PayPal 4.91 from 3715 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub