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PayPal: PayPal Credit reviews

4.73
Based on 181,131 reviews, last reviewed 21st Aug 2026
8% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026
MR John 's avatar
MR John

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181131)

As im paypal user for a many years, never had issues...

5
As im paypal user for a many years, never had issues, aways using paypal as option if its possible to pay for anything, safe and seccure platform to use for transactions Reviewed on: 3rd July 2026

Satisfied

5
Customer service can be awkward to contact and the ai chat is annoying at times. The service in general is good from PayPal Reviewed on: 3rd July 2026

Easy payments

5
Makes paying for items easier with manageable payments in installments Reviewed on: 3rd July 2026

You are the best

5
I use it for secure payment, to avoid scamers Reviewed on: 3rd July 2026

Great service

5
Very positive experience since I open my account until the present day. I would recommend PayPal everyone that wants to do safety payments. Reviewed on: 3rd July 2026

I only use PayPal, they are the best and I can never...

5
I only use PayPal, they are the best and I can never go back to any other payment methods, from my point of view they are the safest and best payment methods anyone could ever use. I’ve never had a problem with them before and I can’t remember the amount of years I’ve been with them. I recommend them to everyone I know and will continue to do so. I could go on and on but the bottom line is they are the best around and they are international which makes it even better. I love them and will never leave them ever . Reviewed on: 3rd July 2026

Absolutely awesome service paypal has never let me d...

5
Absolutely awesome service paypal has never let me down Reviewed on: 3rd July 2026

Great would recommend to family and friends .

5
Great would recommend to family and friends . Great service always helps when needed and great options Reviewed on: 3rd July 2026

Convenient online payment.

5
Convenient online payment. Many online stores use PayPal—it's very convenient. Reviewed on: 3rd July 2026

I’ve been using PayPal for years, I love pay pal in...

5
I’ve been using PayPal for years, I love pay pal in 3 and how easy it is to send and receive money! Reviewed on: 3rd July 2026

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