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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

PayPal makes life just more affordable.

PayPal makes life just more affordable..yes you pay interest but its very helpful being able to pay monthly for items especially during expensive times like christmas and birthdays Reviewed on: 2nd July 2026

PayPal always saves me when I’m struggling financially

PayPal always saves me when I’m struggling financially Reviewed on: 2nd July 2026

Easy to use

Easy to use everything in the app is easy to fibd Reviewed on: 2nd July 2026

Paypal is a great middle ground to use.

Paypal is a great middle ground to use. In general, i prefer to use paypal on websites that I'm not confident with putting my card details in Reviewed on: 2nd July 2026

Never a problem, Best support, professional

Never a problem, Best support, professional Reviewed on: 2nd July 2026

First class facility

Easy to manage, affordable credit limit and prompt customer service Reviewed on: 2nd July 2026

Very quick efficient and convenient

Very quick efficient and convenient Reviewed on: 2nd July 2026

Easy to use payment option.

Always an option when purchasing. Flexible and easy to use. Reviewed on: 2nd July 2026

Flexible, professional and trustworthy if only all o...

Flexible, professional and trustworthy if only all online financial institutions could be the same Reviewed on: 2nd July 2026

Great platform and accepted across many companies.

Great platform and accepted across many companies. Easy and straight forward to use. Reviewed on: 2nd July 2026

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