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PayPal: PayPal Credit reviews

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4.90
Based on 106,687 reviews, last reviewed 14th May 2026
2576450% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy navigation The app is easy to navigate and makes it easy to keep track and manage my credit account. Reviewed on: 14th May 2026
Nicole C's avatar
Nicole C

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106687)

Really widely accepted, simple to understand what cr...

5
Really widely accepted, simple to understand what credit is outstanding and easy to manage the repayments as a result. Reviewed on: 17th April 2026
TalC's avatar
TalC

Perfect PayPal! .

5
Never have a problem with PayPal. Can always speak to a customer advisor if I need to. Reviewed on: 17th April 2026
Steph D's avatar
Steph D

Straight forward and reliable, a trusted company pr...

5
Straight forward and reliable, a trusted company providing good value with payment options. Gives myself purchasing independence. Reviewed on: 17th April 2026
Ade's avatar
Ade

I am with PayPal from 2020 and this is the perfect c...

5
I am with PayPal from 2020 and this is the perfect choice Reviewed on: 17th April 2026
Shahran Munawar's avatar
Shahran Munawar

Excellent service and really good communication.

5
Excellent service and really good communication. Had a small issue with a supplier a while back and paypal was brilliant at getting the issue resolved. Reviewed on: 17th April 2026
derek hamilton's avatar
derek hamilton

Excellent service easy to use helpful customer service

4
Excellent service easy to use helpful customer service Reviewed on: 17th April 2026
coryn b's avatar
coryn b

Flexible Payments, Clear Control, and Seamless Tracking

5
I like the 0% credit. It’s easy to pay for things and I can choose how to pay as I have several cards linked. The app also provides easy access to all my information and credit. The delivery tracking is great and serves as a helpful reminder. Reviewed on: 17th April 2026
Paul Morham's avatar
Paul Morham

Have had my account for years and never had any...

5
Have had my account for years and never had any issues Reviewed on: 17th April 2026
Tom's avatar
Tom

Fast and furious

5
Just so easy to use and quicker than putting your bank details in every time you purchase items of internet Reviewed on: 17th April 2026
Caroline Dann's avatar
Caroline Dann

Flawless.

5
I've used PayPal for years and it's always flawless. Reviewed on: 17th April 2026
David Cooper's avatar
David Cooper

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