Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181011 reviews)

View other PayPal products

4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181011)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal is excellent they always helps with any trans...

PayPal is excellent they always helps with any transaction you make Reviewed on: 12th July 2026

Amazing & Supportive

PayPal have been amazing and supportive when I’ve needed a service, whether that’s payment or help with my account. Reviewed on: 12th July 2026

If there is ever a problem it is resolved quickly.

If there is ever a problem it is resolved quickly. Reviewed on: 12th July 2026

Great experience using pay pal credit

Great experience using pay pal credit, it's easy to use and and understand and to keep track of payments Reviewed on: 12th July 2026

Excellent service.

Excellent service. Help available at every steps. Made my journey with PayPal credit nice and smooth.it’s a great option to purchase a expensive product where PayPal credit gives you time to pay without any interest on it. Reviewed on: 12th July 2026

Very good and great helpful too transfer money very...

Very good and great helpful too transfer money very easy Reviewed on: 12th July 2026

Nightmare if you have more than one payment at a time

If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It makes it feel quite scummy as you will want to prioritise those interest free ones. Tried contacting support, was on hold for about 30 mins and they still did not fix the issue. Reviewed on: 12th July 2026

Good communication, helpful, professional and unders...

Good communication, helpful, professional and understanding Reviewed on: 12th July 2026

Never had any issues with using PayPal whether it's...

Never had any issues with using PayPal whether it's for purchasing, credit or dealing with a return or faulty purchase. PayPal is effective at handling all stages of the transaction, and always has the buyer at the heart. Reviewed on: 12th July 2026

Easy, Reliable and Great Value for Money

Absolutely fantastic service! PayPal is incredibly easy and convenient to use, making both sending and receiving payments quick and completely hassle-free. Everything is straightforward, reliable and works exactly as expected. Great value for money and a real time-saver. I use it with complete confidence and would definitely recommend it! Reviewed on: 12th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101184 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub